if i pay off my settlement balance for my repossession will it look good on my credit report?

i was offered a settlement for my repossession which was originally 9,790 dollars but they were willing to settle for 10% at 979 dollars i kept asking the lady on the phone if it would still look negatively on the phone and she keeps saying it will just say settled. i want to know if it will be a positive on my credit report or negative because if it is negative then im not paying them. they raped me on the deal.

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