I have a 4 year old debt from a check cashing agency that was referred to a debt collection agency

I have been getting calls from a collection agency regarding a 300 they want 465 and the debt I had was over 4 years ago with a payday loan in california, the collection agency based in NY is now saying they will "pursue action", when i said i wasn't sure if i could pay so I let them get my info to do 4 payments to pay off the debt,the first payment didn't go through my debit card exp changed and i couldn't afford it anyway, and i have been dodging their phone calls again, anyway my question is can they use that against me, and will they take me to court? How should i proceed? Thanks.

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Petra Vlah profile image61

Petra Vlah says

5 years ago
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