I tend to not listen as I work in Finance and I get enough advice there! Heh! Bailing out the banks, and everyone sharing the brunt of their bad gambling and bad financial decisions. What makes them so special. More banks should have been let go to rot and ruin. People are being forced at gunpoint to give over their hard-earned cash to banks. That is wrong. Some cannot afford it. And the Govt is getting some of your cash as the "broker" in the deal! There's a lot Govts are not telling people.
There needs to be more alternatives to Banks, like co-ops and building societies and Credit Unions. Govts are building mountains of Gold reserves now with the cash.