Im not really sure but you need to be weary doing any online money service, payday loan anything. In many TOS agreements fine print is everything. Some even state we have the right to share your information with any affiliates or partners. Sometime stuff like the Usa Credit happens once to many to be a sugar coated coincidence i have heard from many they never agreed nor signed up for anything around the time They found them in there bank account. But to keep safe read..........between the lines read the tos and dont be scared to call and ask questions to that place. If they feel funny to you then dont do it ever!!