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Life Insurance

  1. 60
    imdajazposted 7 years ago

    Here my topic is all about life insurance i have some knowledge about life insurance that's i want to share

    There is a lot of common points to recognise when you're thinking of life insurance. When you're trying to understand condition life insurance, you would like to be sure that you realize the basic principle of however these type of life insurance works. That way, you are able to be perfectly sure that you've decided the correct case of life insurance for you.

    Condition life insurance is the master form of life insurance. It's believed to be a form of "complete" insurance. This means that the actual insurance policy itself constructs no cash value. Without cash respect, the insurance policy can't be passed out for revenue. The additional cases of life insurance, such as permanent life insurance, altogether life, variable universal life, and universal life, are completely different in this they do have an hard cash value and can be passed out for revenue before the insurance policy is cashed in.

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  2. tim-tim profile image40
    tim-timposted 7 years ago

    You might want to post this as your hub. Share your knowledge with others. Try to write a longer post. Do some research.The purpose of the forum is just a quick chat or question. Good luck.

  3. ledefensetech profile image81
    ledefensetechposted 7 years ago

    Gotta love the spammers.  In case anyone cares, term life insurance is the way to go.  Any other type of insurance is not all it's cracked up to be. I mean honestly, after you're dead, what use are you going to have for the "savings" portion of whole life insurance, anyway.  It goes back to the insurance company to offset the cost of paying out your policy.

    1. Angela Rosas profile image59
      Angela Rosasposted 5 years ago in reply to this

      Insurance Agents are encouraged to get people to purchase whole life insurance plans rather than term life insurance for that very reason.

  4. larryhert_10 profile image60
    larryhert_10posted 7 years ago

    In fact a lot of life insurance companies are issuing high returns on investment and offering a mix of debt and equity investments to give a broad option for investment to grow. The concept of guaranteed matured value is also some of the things that these companies come up with, to attract more people to buy their product offerings.

    1. ledefensetech profile image81
      ledefensetechposted 7 years ago in reply to this

      Unless the stock market crashes.  How much money do you think whole and universal policy holders lost last year?

  5. bassn8ed profile image61
    bassn8edposted 7 years ago

    You should only have term insurance EVER. After your savings account reachs the amount of insurance you currently have, you no longer need any.