Money talks! It says "Spend me! I want to put you in debt as quick as possible to make you work harder and have to cut out enjoyable things in your life and get a better job!" Money is a terrible thing.
Does money control you or is it the other way round? Example, certain people have to do jobs they don't like just because they need the money. They say, they have no options. In that case, I would say money controls.