Without which, I think, most would spend very much less and be less in debt. What do you think?
I agree with you. We have not used a credit card (outside of our check card) in over three years and it is very liberating. I love it and will never go back. I'm not saying we aren't in debt, but living within our means just makes more sense now.
I find a credit card useful to have for online purchases, but I keep it in credit but depositing money in it prior to use.
They can have their uses - as long as you aren't using them recklessley they are OK.
You have to think of it this way: when you buy on credit, you WILL have to pay it back. If you do use the credit and you don't pay it back in time, you have to pay MORE.
It's mind boggling why anyone you would want to pay more right? And you're -Automatically- go into further debt if you don't pay. It's like saying, "OK, I'll let you borrow 10 bucks, you only have to pay me back 5 later. Thanks!" It makes no sense!
But it does have its uses, if you're careful.
by sandra rinck8 years ago
Let me start off with roolllff! Everytime I look at a bill I get sick, everytime I need to bust out a credit card just to make it to the next month I wanna puke. Trying to get along in a busting economy is...
by Davinagirl36 years ago
My husband and I are looking to buy a house in the upcoming year. We have run into some trouble looking for a lender because our credit is, for lack of a better term, crap! I am looking for ideas on how to...
by Rebecca Graf7 years ago
What questions would you like to see answered about credit card debt?
by first million8 years ago
is anyone able save money?
by Gary Anderson6 years ago
I just wrote a hub on this, but what I want is to have a discussion here. This is the issue: the senate voted on 5/19 to forbid the states from setting caps on interest rates for credit cards. The injustice of this is...
by Susan Reid6 years ago
JP Morgan Chase is considering capping debit card transactions to $100 or even $50. It's all about fees they charge per transaction, currently $.44 and proposed to be slashed by Congress to $.12.That's a big hit for...
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