Here is my situation.I live in NJ.I brought a home 2 years ago.I have no equity in my home ,since my property value went down.
I am looking for a unsecured home improvement loan to replace my boiler and hot water heater and if the payment is affordable a new roof.
I did a search and found a few places that have them.But i rather not fill out a application online and give them all my info ,along with my SS #
I have a credit score between 680-700.If possible i would like a loan with 1 year or 6 months without payments.I see many advertised
Anybody have any suggestions?
Thank you very much for your time
Mike in NJ
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