Why Serbia isn't in "PayPal" ??!


Electric way of financing, paying and receiving transactions, along with buying thins via Internet is spreading everyday rapidly. This way of paying, is becoming - from future way of paying - to the present way of paying. Now, how much is it safe ? - It is 100% safe! What is the most powerful, world wide known company? - "PayPal" ! On a list of countries, where "PayPal" is doing business, we all can see that list is very,very long. There are numerous SMALL countries,with fairly-low developed industry - or they have really low percentage of Internet users; but, still, they are IN their list of available ones where individuals or business partners can do e-financing.BUT, there is one major miss in their list (worth about 3 MILLION of Internet users) - that miss is Serbia, Republic of Serbia located South-Central (South-Eastern) Europe. Why Serbia, as an European - modern country, isn't part of PayPal partnership ?

3 million Internet users without PayPal !

For many years, along with other social issues that concerns whole Serbian nation, question of "entering" PayPal into Serbia have begun to be one of the leading issues of the present. Ordinary people, along with those who want to ease their way of payments for their firm/s , are left without one of the leading (read: leading) ways of present e-paying. The advantages of e-commerce and e-paying are numerous. From comfort of being home while buying an item from America, to the percentage of additional fee - that is FIX and it can't be changed - while the other ways of paying, those trough the banks, leave the additional percentage "fee" to be the "subject of change". So, traditional way of buying trough Internet (with your credit card) requires lot more than it's actual price! While buying and paying with PayPal have ease that, and made e-commerce lot more acceptable for an average man. People of Serbia, remain shocked while Bosnia and Herzegovina, along with Albania (no disrespect) have gone in to PayPal system, while Serbia (as one of the leading countries on Balkan) was left out.

Empty promises

There were many,may statements of PayPal high representatives along with Serbian Government representatives - ministry of finance - that PayPal system will come in to Serbia in 2010.That announcement, was launched in 2009. As we all can see, nothing happened from that "promise".

Then in 2010, Minister of Telecommunications, Jasna Matic, have announced one interview to the national newspapers that " 2011 is the year when PayPal comes into Serbia " (souce: "Blic" newspaper ). As we all - again can see - nothing happened from that either.

What and when to expect?

What can people, three millions of them, to expect from future? What is actually blocking "PayPal" from entering in to Serbia? There are many other, lot smaller, poorer, countries that ARE on the list - but Serbia isn't. What's the problem? Is it the laws of Serbia, that "protect customers" from scams and being robbed? The huge bureaucracy that follows opening that kind of companies, because - i think - it would be the first company, in Serbia, that do that kind of business.One is sure, 3 million people are desperate. They want to pay and buy, some of them to sell, over Internet - and they can't because of... Nobody knows WHY? Is it about Serbian laws and Government policy ... ? Or it is about that PayPal has no intentions to go "into" Serbia, because of crisis that hit whole world - and them too, and maybe ... they are scared of "investing" in to market of Serbia?

Well, as always - hope is something that HAS to remain...last. At least, what's left -on the bottom- when Pandora's box was opened ? - HOPE.

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Comments 45 comments

lafamillia profile image

lafamillia 5 years ago from Soutcentral Europe Author

What are your REAL experiences with PayPal?

WannaB Writer profile image

WannaB Writer 5 years ago from Templeton, CA

Since I'm in America, I've so far had no problems with it. I didn't realize Serbs couldn't use PayPal. I have no idea why. They must think it's riskier to do business there for some reason. I wish I could give you the reason.

lafamillia profile image

lafamillia 5 years ago from Soutcentral Europe Author

@WannaB Writer:

Well, You can't really imagine how hard is it to live over here. It's really an day after day fight.Nobody knows what tomorrow brings.99% of people live on the edge of the poorness.Can You imagine how it is to think about, some of us whole day, how to feed your children next day (tomorrow) when you and your partner, maybe, have no job or what so ever? I live, fortunatlly, in a normal family with mother as professor of IT and English.But, I have mine problems like fighting for the rights of those how ARE in some kind of a treatment, like Methadone Maintenance Th. and getting AT LEAST ONE MORE CHOICE as a right, to choose with which medicine will we be treated with.

Bogdan 5 years ago

I'm from Serbia and what lafamilia said about day after day fight is bullshit. I've lived in the US for 5 years and would much rather live in Serbia at the end of the day.

pedjaman 5 years ago


I wonder... what's your story? Why are you talking something which has no sense?

Let me guess... you don't live in Serbia now. So it is idolized :)

Every person which leave this country and spend at least three months outside, forget how hard is here and remember only good stuff. Jes there are good stuff here at end of the day... if you survive the day.

ST 5 years ago

It's really simple - if they give us paypal,they can't steal money like now,because we're paying HUGE taxes when ordering something from internet.And people just work and do nothing about anything.Crimes are organised by goverment and we are just watching...Another new day,another new hate why I live here.

lafamillia profile image

lafamillia 4 years ago from Soutcentral Europe Author

@ST, I completely agree with you. But now, when Serbia is an EU candidate - it is just UNFAIR to have Sierra Leone on list for making an PayPal account - and not to have SERBIA, the MOST POWERFUL COUNTRY IN ITS REGION.

caesar 4 years ago

I am from Serbia too.i must agree with both but is shame that somalians and other countryes hava a paypal in their countryes and serbia no.sorry about my bad english

lafamillia profile image

lafamillia 4 years ago from Soutcentral Europe Author

Yes! And Serbia as an "CANDIDATE COUNTRY" with 2015 EU entry!

Danilo 4 years ago

Hahaha. "Day-after-day fight". "If you survive the day". I mean, sure, Serbia's middle class is pretty small, there's like 20% people below the "survival income line", but we are not that bad.

PayPal is not doing business in Serbia because local legislature doesn't allow its business model. Similar services and tricks have been used in the past for money laundering and getting big money out of Serbia into privately held offshore companies, and current government can't figure out a better way to stop that other than stopping (or at least making much harder) all foreign transactions. They are stupid and incompetent, and that's what the problem is (along with the voters who vote for them).

lafamillia profile image

lafamillia 4 years ago from Soutcentral Europe Author

You should consider where will Your vote go on 6th of May...

Serbian 4 years ago

Serbia should totally be available on paypal!!!!

Kralj 4 years ago

I do live in Novi Sad, second biggest Serbia town, and the cafebars are full 24/7, same as the nightclubs. Maybe the south is in poor state, but the north is still very wealth ...

PS I did live about 10 year in Austria/Germany, nothing better there ...

lafamillia profile image

lafamillia 4 years ago from Soutcentral Europe Author


Wow, I live 50km away from Novi Sad, in Becej. And, I have to say that our cafe-bars are also fulled 24/7, but what has that to do with PayPal ? Is there ANY news on PayPal and Serbia? :(

Thank You.


hobo 4 years ago

Guys don't wait around till Paypal finally comes to Serbia, you need to be smart.

Does Croatia or Bosnia have Paypal? if so go there and open a bank account. For user details you make up an address in Bosnia or wherever(your Grandma in Sarajevo maybe), an empty office will do fine. You then need a Bosnian phone number(prepaid mobile number works)

Lastly you need credit/debit card, this can either be the one you got with the bank(address does not have to match bank address),or much much better a prepaid card, these can often be supplied by banks.

For full information Google the word "Aspkin"

Hope this helps

Hobo 4 years ago

Oh the reason for Paypal not being in Serbia is related to a scam that happened in the 90's that Ebay lost millions from!

lafamillia profile image

lafamillia 4 years ago from Soutcentral Europe Author


What happened with E-bay in 90s ? Is it related to Serbia? Some scam in Serbia? I wouldn't be surprised. But, after all - why do we need it. It's May 16th - and one of the breaking news was that "EU closes the door after Croatia being joined." Why did we do all this synchronization of our laws, and EU standardization when we could do just fine as neutral country ? Doing business with west and east. Don't take me wrong, as an man that has affinity to some kind of policy like the Democratic Party of Serbia with its leader Kostunica.

I'm liberal oriented, or better social-democratic oriented, but - now when I see what have we done that doesn't goes on to "our hand" - at least, I would think TWICE after this decision of EU leaders. PayPal, E-bay ... These are just worth if You, as a country, are part of EU. Else, not worth of it. What do You think?

lafamillia profile image

lafamillia 4 years ago from Soutcentral Europe Author

Lobi bi brodo da netekli na merekla na mojim habovima. tajteci satrovacki . Thank You all from Serbia for comments

lafamillia profile image

lafamillia 4 years ago from Soutcentral Europe Author

Heheheh, I bet PayPal will come if Nikolic, with his party win the election. :sarcastic:

gordon 4 years ago

Like it has something to do with Nikolic or anybody...

Serbia have already done everything it could, now it's PayPal's turn to make a move. They probably hesitate it because of well established (and true) fact that many people in Serbia like to figure ways to fool the system and steal money from it. It's a very common, and very important trait among modern day Serbians.

lafamillia profile image

lafamillia 4 years ago from Soutcentral Europe Author

My opinion is different but, O.K . Let's hear what OTHERS HAVE TO SAY? WHY DO YOU THINK THAT SERBIA ISN'T IN THE PAYPAL SYSTEM ????!

gordon 4 years ago

And your opinion is..?

lafamillia profile image

lafamillia 4 years ago from Soutcentral Europe Author

My opinion is like this... If You have bad representatives,and business representatives that are known as thiefs - than You gotta problem. Who wants to work with someone, who (i.e) was yesterday in national newspapers as a criminal that stole from country millions ? That IS a problem. Who wants to invest in country, do a business in a country, where they (biz reps) don't know who will and how much tax them... ? Not to mention the inflation and euro-dinar-dollar ratio ... In all that mess, the job that last government did was actually good...

serafim 4 years ago

Jeli bre a sta se vi tu englezi dopisujete na srpskom? Kao vi ste deo nekog sveta?!

lafamillia profile image

lafamillia 4 years ago from Soutcentral Europe Author

Thank You for comment.

nykk 4 years ago

Use Moneybookers.com or Skrill.com [the same as PayPal] OR Payoneer OR WesternUnion...

lafamillia profile image

lafamillia 4 years ago from Soutcentral Europe Author

I use Payoneer, to be honest. I use their Local Bank Transfer service, even tho they've sent me a free Master Card - which activation costs 31$. So, what I'm not sure is it true that Payoneer takes 50% from transfer ? - I AM SHOCKED!

divljak 4 years ago

super jos samo da imas sve to sto pises na SRPSKOM i bilo bi super...

lafamillia profile image

lafamillia 4 years ago from Soutcentral Europe Author


I can't write on Serbian, it has to be on English... Or ? Does somebody knows does writing for HP has to be done on ENG ?

wuk 4 years ago

What lafamillia said about the life in Serbia its not entirely true, since that's seen from a point of view of people from outside. Many people in Serbia are poor but that's what you can say when you blindly look at the numbers, but the thing that you don't understand is that Serbia is naturally a rich country we have much water, land based on the population, the point is that not everyone can live in the city since Belgrade is expansive compared to the rest of the country. Its like comparing Sanghai and Zurich (with a Sanghai salary). If only people instead of rushing to the city considered working with land Serbia would be fine.

Jovan 4 years ago

I live in Novi Sad and I'm always struggling with buying stuff from Hong Kong because many web shops only accept PayPal or Wire Transfer. The latter is totally not good for any small shopping, because it costs close to 20€ to wire the money to Hong Kong. So PayPal is the only alternative, but I don't have a grampa in Bosnia or Croatia. What gives? I feel frustrated as hell. And when I finally order the stuff, then comes the ritual pulling of hair when the 'competent' customs officers start asking for customs papers (which are of course already in the package but they prefer to molest me a bit more) etc.

my 2 cents 4 years ago

Heres the thing

Paypal - America

America hate Serbia

They just wont let us evolve like the rest of the world

Plain and simple , peace out

lafamillia profile image

lafamillia 4 years ago from Soutcentral Europe Author

I've never knew that this topic will attract so much attention. But, since You all are into it, and I DO understand the need to be talk about this - I will approve every comment, since I think that every comment has something in it that can help people understand each-others needs.

lafamillia profile image

lafamillia 4 years ago from Soutcentral Europe Author


tell me one thing that is not true. Look at the future government. Please! I mean, the "eternal political enemies" seem now to have the best time ever - sharing their ministry places as they want to, not as people decided or wanted! This is absolute "going back" for Serbia, with these election win - if You ask me. And Yes, I agree that there should be more and more people growing their own vegetables, and goodies, at their own land. I agree - agriculture must be brought to the PRIMARY level! It's the Serbia's "spine". And let me tell You... I am not the "outsider". I live in Serbia, just like You - but... I, quite, don't like it. (that's the softest word that I can express here) If You think that THE CHEAPEST mines and mine goods that we are tend to sell to Ukraine and former Russian republics, than You're wrong. We have the lowest quality coal! We badly have ANY gold, and silver... we don't even have it. Once, when Kosovo* was part of Serbia, we had uranium, which is great and expensive - but, once again - our Government, and we as people - FAILED to keep what is best for US.

lafamillia profile image

lafamillia 4 years ago from Soutcentral Europe Author

Well, yes! PayPal and their policy of "not coming" in Serbia is something that next Government and our "the biggest European" - vice president Dacic will certainly go for to resolve that issue. :) Don't You think? Once again, we have the exactly same characters on politic scene as we had in 90's . Except of Milosevic, but we have "small Milosevic" - Mr. Dacic, don't we ? :) So, don't worry, everything is going to be ... as it WAS. It is up to PayPal will they, or not, come into Serbia.

- What can I say?! I am a client of "Payoneer". They are really good, when it comes to transactions of money, earned by translating (in my case). They will issue You an FREE MasterCard (activation is arround 25 € . BUT, there is a service called "Local Bank Transfer". Every single load that You get onto Your Payoneer account, when it exceeds 49.95$ it automatically comes onto Your "devise" account in Your bank. So, You MUST have an "devise" account, Banka Intesa does it in matter of hour, and You can go on. So devise bank account, and valid ID or valid passport - and You can have Payoneer account. So, anyone can send You money to it , and ... i think You can pay with it, but if You can't - don't bother, by opening the "A Vista" account in Banka Intesa, the devise account, You can apply to a TOTALLY FREE Visa Electron card, and with that You can shop around net. :) Maintenance of Electron is FREE.

So, for more info, about everything, please contact me directly to my private mail.

lafamillia profile image

lafamillia 4 years ago from Soutcentral Europe Author

Really? America still hates Serbia? :(

lafamillia profile image

lafamillia 4 years ago from Soutcentral Europe Author

How can You do that? Please explain to me in public... I think this is pretty much something where You think I'm stupid enough to give You my bank account number, or my card number, along with PIN maybe? -And You will just transfer founds, or JUST connect it to PayPal, right? And , the address of me, in PayPal system will be... ???!

lafamillia profile image

lafamillia 4 years ago from Soutcentral Europe Author

They correct the issue with this. It was a matter of TECHNICAL ISSUE! The transfer to Serbia, as US rate Serbia as high-risk country for their banking system, is 9.95$. So, when You transfer 50$ from Payoneer, You get on Your devise bank account, in dollars, 40$. (at most, if YOUR LOCAL BANK doesn't take THEIR OWN "FEE for NOTHING" ). :)

random American 4 years ago

Americans definitely don't hate Serbians, at least not as a general rule. If there's money to be made we can put aside any lingering bad feelings in any case. Most of my fellow countrymen have no idea where Serbia is :P

lafamillia profile image

lafamillia 4 years ago from Soutcentral Europe Author

@Random American...

There is something that I would add on this. If 90% of Americans don't know anything about Serbia, who's civilization and first name of state is written in XII century, why would we had to learn about America ? I mean, why on Earth would we learn history and things about country that is not even on a same continent, or haven't done anything in past that gave something to human kind? We have Nikola Tesla, that gave ... electricity, first draw of Internet, and many more, we have an huge, great history that dates from early XII century, from Kingdom, an great empire, to the Republic in nova-days.

- So, when American children, obviously don't have a clue where Serbia, is - or Romania, or Hungary, or even Austria... for example... Why would we had to learn about Amerigo , about Santa Maria, about Indians and how Portuguese and Spain conquestors came,and did terrible things to have now an country called "US of A". Here, we talk about how Rebulica Srpska is made, and how their borders are, from blood of humans died in war... Well, if Serbs "did" those crimes in Bosnia, and etc... and we draw lines of a country with "blood" - tell me, how did USA first established? How did You get Your land?

Sekula 4 years ago

We all know what is the problem. It's Miskovic and his friends. Those people are getting reacher every day with the ridiculously high taxes on the import good, through monopoly they struggle to keep by disabling money transfer options like PayPal ...

lafamillia profile image

lafamillia 4 years ago from Soutcentral Europe Author


I totally agree with You! But there are also "local" (country) law/regulations and sub-regulations about devise payments, and devise business. Serbian fiscal policy is lame, shame, and I blame the Government of Kostunica for total failure of the ONLY opportunity that Serbia had - to normalize its bilateral attitude/condition/relation with all of its, first of all EU neighbors.

We had or chance. 2000th was good opportunity. Mr. Djindjic was/is right, and his politic and leadership of Serbia / Serbia and Montenegro back then was the only kind of politics that could do at least SOMETHING with this country. - If ex-premiere, assassinated Mr. Zoran Djindjic had a chance to be alive now, Serbia would be (and kill me if I'm wrong) at 2008th the candidate, and as Croatia - in 2013 THE EU MEMBER! But this way, BOSNIA AND HERZEGOVINA are on PayPal list, Albania has higher sailaries then Serbia has, we have a worst Gouvernair - EVER, worst leader political party EVER, actually it's same as Milosevic.

- I'm not saying that D.S was good, but Democrats were at least people with manners, and manners are extremely important when it comes to EU and International bilateral relations.

Georges 4 years ago

It is true that the lack of laws in Serbia prevent PayPal from entering the serbian market, but that IS NOT the only reason, since other countries like Albania (with the same kind of uncertain=unprotective laws as in Serbia) had been allowed into PayPal long ago.

The real reason behind is that Luke Nosek's family were originally from Bosnia (the Polish-born co-founder of PayPal), and several of his direct family members were slaughtered in the Srebrenica massacre. To make matters worse, current stupid serbian President Tomislav Nikolić was stupid enough to state on June 2nd, 2012 that "there was no genocide in Srebrenica. In Srebrenica, grave war crimes were committed by some Serbs who should be found, prosecuted and punished, but no genocide ever happened there". So don't worry serbs, YOU WILL NEVER be allowed into the PayPal system.

Kralj 3 years ago

We all know (realistic people) that this is just another way of making political pressure on Serbia.

My guess is that Serbia won't get Paypal anytime soon, so better factor that in.

lafamillia profile image

lafamillia 3 years ago from Soutcentral Europe Author

It is good that this topic has engaged so many people into discussion which is not only involving the "PayPal Corporation" into discussion.

I would like, though, to mention that from the March of this year, Serbia got the PayPal; but just to SEND money. I don't know where's the logic, and how to SEND anything - when you can't receive?

Please, if somebody on this World explain to me- what is now better when we CAN register on PayPal; but we cannot receive the money?

- I mean, how to make the balance on my PayPal 100$ ? :) I even can't put it there trough oDesk nor OneHourTranslation; which are my work place environments.

With at most respect,

La Famillia

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