How to Start Investing in Yourself for Guaranteed ROI

Start investing in yourself for guaranteed ROI or return of investment? Sounds tricky, huh ? I never knew I would consider myself as one good investment let alone one with guaranteed ROI until I changed my mindset from lack to that of abundance and thus realized that the best high yielding venture I can ever have is to invest in my skills, talents, knowledge, wisdom, personality, character, passion, experience --- in other words my whole being.

Now, just how do we start working around this concept? Indulge me for a moment and work with me on some personal criteria for a good investment.

  1. It must be an area where you have expertise and make a superior investment with minimal time and effort and energy. This lowers risk, magnifies returns, and saves time and effort.
  2. Expect to get healthy cash on cash return, conservatively 15%, aggressively 30% - 40% or higher annual rate of return of money.
  3. Belief in the investment and its ability to increase or create value overtime.
  4. Feeling good about the investment and the good it can give to the world
  5. Earn an equity founder stake in addition to money equity stake

It may all sound too technical but if you translate all the items and put them in the context of YOU being THE INVESTMENT I’m sure you will agree that you are the best investment you can ever find. To make this hub more interesting I will share with you my experience with some of the talents I have had the pleasure of working with. You will see them in the video performing in a poetry play we did recently at the Cebu Kerygma Conference. Their respective experiences go well with my topic. Besides, the poetry play we did  highlights one key factor that you must have to effectively invest in yourself.  You are encouraged to watch it for it speaks much of the plight of an individual trying to make good in this world.

Ripple Appreciation Effect

Potter's Hand


Your value increases with every experience you get out of any activity you are involved in whether in school, in the office, at home or anywhere you find yourself. Some new knowledge, information, insight, idea, skill, ability, or tool is acquired, gained, attained, achieved, and accepted by you. These contribute to your value appreciating. No one person ever depreciates. Every individual increases in value and all we have to do it see this truth, believe in this truth and go about life grateful about this truth.

Take Michelle “Ripplemaker” Simtoco for example. She’s a dentist turned educator. Did she stop there? No, she went on to become part of a music ministry while contributing articles to a local daily and a magazine circulated in Europe among Filipino communities.

On the year we first met she accepted my offer to try her hand at playing the good witch of the north in our school’s rendition of “The Wiz” wearing the ‘70’s hot pants attire and blonde wig while singing and dancing! This alone is a big step for one terrified performing on stage. Oh, and did I mention she played production manager of that event too? The discovery of her healing gift followed by her ability to do healing chants came next. In a year’s time, she achieved much and added much to her value.

The second year, I presented her the challenge to become production manager and performer of Siddhartha the musical and then became my co-trainer in behavioral workshops and co-speaker in motivational talks. Eventually we put up own our Loving Abundance website. Thus, adding more to her knowledge and skills in another year’s time.

More recently, she played lead in the hit novelty act we did for the conference to introduce a talk called Believe in Yourself Even When Others Don’t which officially made her an effective comical performer. The video does not only show you why but also is proof that any shy, terrified, reluctant individual can be transformed to a confident, brave and effective performer whether on stage or off stage in this arena called life. Invest in yourself for guaranteed ROI.


Johannah Lavajo and Crystal Cajes, the two other ladies in the video both work at different call centers. Everyday they face the challenge of dealing with angry, dissatisfied, complaining, irritable customers and sometimes well-mannered and pleasant ones. Their sleeping hours are ridiculous, their work shifts are unpredictable but they go about life with a smile doing what they can to earn a decent living. What is this thing that keeps them smiling? It is their love for the performing arts, of course.

They kept their jobs but still found time to join the Siddhartha production even when we had to go to Taiwan for the musical’s road tour. They made time to do other gigs and other projects that would need their respective expertise. Over and above the additional skills, knowledge and wisdom they gained from their experience they too received additional income from other areas.

Johannah started out as chorus in Siddhartha but eventually earned the role of Siddhartha’s wife, Princess Yasodhara for the Taiwan tour because of her dedication to the project and the craft. She is currently training to become a part time tourist guide and is giving back to community by holding special singing classes to underprivileged children. This definitely goes beyond a healthy cash return. Invest in yourself for guaranteed ROI.

Poetry Play Part 1

Poetry Play Part 2

The Jingle Pose

Benjie & Jingle
Benjie & Jingle
The Monks doing the Jingle Pose
The Monks doing the Jingle Pose


Benjie Layos, the tenor-boy-next-door- hunk and Edison “Jingle” Saynes, the bearded hunk with army buzz hairstyle, are two interesting and intense performers. Benjie played Siddhartha while Edison played prophet Assita and attendant in the musical. For the novelty act they played various roles.

They come from different backgrounds. Benjie was a physical therapy student then doing singing gigs in the city while Jingle was an AB Linguistic and Literature student and an “idealistic” theater artist. When you watch them act and sing in the video, they look confident, assured, strong, determined, appealing and cool. They weren’t always like that. Benjie may have that star quality in him but since he didn’t have any background in musical theater he always felt insecure about his ability to carry out the role of Siddhartha let alone having to dance in some scenes. Jingle, on the other hand, was confident about his theater background but not too secure about his voice and his dancing skills.

However, because of the intense passion they both had toward the performing arts they allowed themselves to develop in all areas tackled in the preparation of the production including building of character and personalities. They increased their confidence by playing their roles to the hilt and developed better singing and dancing styles thereby making their being more self-assured. The process allowed them to believe in their value not just as performers on stage but as individuals in society.

Benjie has received several invitations to perform in various functions including one that brought him to perform with Manila artists and directed by Kuh Ledesma, a formidable singer-producer-director from Manila, in a concert called Believe. Jingle, being serious with his craft, allows himself to be more vulnerable with his aura becoming more charming. He has handled several events together with Johanna and has joined the family business in travel tours. Oh and with his ideals and passion, I'm eyeing him to be one of Cebu's dynamic directors. How do they create added value? The people they meet and work with benefit from what they give. They give their best and not settle for less. They impart life lessons, performing techniques, encouragement, support and care to those they work with and they do so with joy and a silly grin in what has now become known as the “Jingle pose”. Invest in yourself for guaranteed ROI.


Marc Bolongon (a nurse) and Clark Jolbot (a Human Resource Development student) are admirable beings. Marc is the guy playing Michelle’s love interest in the video and Clark is the big voice at the start of the song.

You may ask, “What the heck is a nurse and human resource development student doing in performing arts?” I say, that’s how most artists in the Philippines deal with their passion for the arts. They take up courses that their parents think can earn a living. They finish the course, find a job then go for their passion on the side, investing time and effort in training and exposure. These two people are perfect examples of what most artists do in our country – adapt and conquer the world with their profession and their passion.

Can artists in that scenario benefit the world? I believe the answer to that is quite obvious. Not only can these two people help in the health and welfare of humankind they also contribute to uplifting the spirit of a people through the message they send in a theatrical performance. They entertain, educate, inform, motivate, inspire and entice people into action. Yes, artists like Marc and Clark benefit those they will encounter in their respective jobs and their audience at any given performance. Invest in yourself for guaranteed ROI.

Top (L-R)Jingle, Benjie, Crystal, Michelle and Clark. Bottom (L-R) Marc and Johanna
Top (L-R)Jingle, Benjie, Crystal, Michelle and Clark. Bottom (L-R) Marc and Johanna


There you are, seven individuals learning and earning through multiple income streams in cash and in intangible forms. They are going about increasing their own value everyday while adding value to their respective audience and benefiting all of life.

At this point it may be good to note that because of such artists present in our city, an organization has already pledged 50 million to build a structure of our dreams. All we need to do now is raise another 50 million to bring this dream into fruition.

If you want to be part of this dream, invest in yourself and invest in us for guaranteed ROI. <''>

Daisy Ba-ad

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Comments 39 comments

hafeezrm profile image

hafeezrm 7 years ago from Pakistan

Excellent hub. "Invest in yourself" is a life-long project and would payback any time. Steve Jobs learnt calligraphy but used it 13 years later as printing fonts.

Thanks for sharing your thought.

ripplemaker profile image

ripplemaker 7 years ago from Cebu, Philippines

Daisy, I thank you for writing this hub. We sometimes forget so easily that one of the best investments we can give is to invest in ourselves. I have seen the fruits of taking care of myself, of valuing myself and working on myself. And as I have added value to who I am, I see how I am able to give more. This has brought more to my life as it has become an enriching experience. Thank you for believing in us. :) Hugs...

VioletSun profile image

VioletSun 7 years ago from Oregon/ Name: Marie

An outstanding hub, Daisy! Never thought of myself as an ROI, but it makes plenty of sense the way you explained it. I am proud of both you and Michelle, wow, you two are doing wonderful work and inspire me to reach new personal and spiritual heights as well.

Blessings to you and everyone in your productions!

VioletSun profile image

VioletSun 7 years ago from Oregon/ Name: Marie

Just finished watching the Youtube perfomances, and the first one made my eyes wet. What a beautiful collaboration between you all!

ripplemaker profile image

ripplemaker 7 years ago from Cebu, Philippines

Marie, did you watch only one? May I invite you to watch the second part? It's actually a continuation... :) Thank you for your support and encouragement. They inspire us more than you will ever know. Hugs...

dayzeebee profile image

dayzeebee 7 years ago from Cebu, Philippines Author

Hello Haffezrm, thank you for sharing information and you insights. It is valuable. Blessings:)

dayzeebee profile image

dayzeebee 7 years ago from Cebu, Philippines Author

Hi Michelle, the best thing about investing on people like you is that I gain a part of the ROI too. LOL. I benefit from all the lessons learned from working with you and I love them all. Not only do I enrich myself with wisdom I also earn with the workshops I do for the teachers! The students in turn benefit from the values and knowledge imparted to them by your school and teachers. Now that's what I call creating endless value. Hugs:)

dayzeebee profile image

dayzeebee 7 years ago from Cebu, Philippines Author

Hello Marie, your sharing and insights also add to my value and I am honored to always have you be a part of my growing. Oh and Michelle was right to notice that I missed labeling the video and put in part 2 before part 1. Sorry for that. And yes the song resonates with many and induces some tears.LOL. Again thank you for sharing. Blessings:)

ripplemaker profile image

ripplemaker 7 years ago from Cebu, Philippines

How come I don't have a photo of me doing a jingle pose??? Hahahahahhaa

Marie, here are tissues for you! sniff sniff

alekhouse profile image

alekhouse 7 years ago from Louisville, Kentucky

Good hub...and so true. I've always invested in myself. I have a lot of areas of expertize and have always thought they were worth something to started consulting a long time ago. Ived consulted and gotten paid for help on writing dissertations and theses, cooking, aspiring inkeeping, voice lessons, and writing and directing a musical etc.,etc.

Lately, I worked with two close friends on constructing their own websites, for which I was paid quite well. They actually insisted. Of course this is based on a lifetime of work and experience, seeing that I'm in my seventies. But the beauty of it all, is that I've made it pay off for me over and over.

dayzeebee profile image

dayzeebee 7 years ago from Cebu, Philippines Author

Hi Michelle,hahahah I don't have a copy of you doing the jingle pose.

Alekhouse wow you are one amazing lady. I have much to learn from you. Thank you for adding credence to the concept presented here. It is an honor. Much blessings to you:)

Johanna 7 years ago

Ms Daisy,

Thank you so much for this beautiful hub...

Thank you for believing in me and helping me to always believe in myself. You and Ms Michelle have helped me in soooooo many ways -- the once "lost" girl is starting to find her way through this life, and BIG THANKS to your encouragements, love and friendship.

As I watched LEA SALONGA last night (at her concert) doing some beautiful songs from different musicals --- I could not help but shed tears as I was reminded to DREAM BIG again...

See you, 50 MILLION! wohoooooo!

profile image

clarkitoi88 7 years ago

Miss Daisy, Thank you, for seeing us as an asset..n_n hehe never thought i could give an ROI myself... again, thank you..n_n thank you for all the opportunities and experiences Miss Daisy and Miss Michelle..n_n

Thank you for making me realize my potentials and for this wonderful Hub that surely, will help me more in adding value to myself!n_n lots of love Miss Daisy and Miss Michelle!

ripplemaker profile image

ripplemaker 7 years ago from Cebu, Philippines

Johanna and I am also blessed to have known you both. Thank you for allowing Ms. Daisy and me to be part of your lives :) Keep on dreaming big and winning big. We have a big God who believes in you and me and all of us. To the 50 million and more to help make our dreams come true..woohooo!


Rachaelle Lynn profile image

Rachaelle Lynn 7 years ago from Gainesville, Florida

This is a great concept and one I have been trying to integrate into my life for the past several months. It's actually easier said than done because I have a habit of investing most of my energy and strength in doing for others. But I am committed to the process and to the struggle that goes with it. Thanks for validating this part of my journey!

jill of alltrades profile image

jill of alltrades 7 years ago from Philippines

What a beautiful hub dayzeebee! I enjoyed watching Michelle and the others!

Beautiful idea too! I fully agree, investing in yourself is the best investment you can make!

Thanks for sharing!

dayzeebee profile image

dayzeebee 7 years ago from Cebu, Philippines Author

Hi Johanna and congratulations for finding your way through life's path. With your determination and passion for the arts I am confident that your big dreams will soon come to reality. Thank you for trusting in us and more importantly believing in yourself. Blessings always:)

dayzeebee profile image

dayzeebee 7 years ago from Cebu, Philippines Author

Hello Clark,may you never cease adding value to yourself. Thank you for allowing yourself to grow with us. Continue to use your talents and skills for the good of mankind. Blessings and more power:)

dayzeebee profile image

dayzeebee 7 years ago from Cebu, Philippines Author

Yes Michelle ... 50 million is on the way! Wohoooooo!

dayzeebee profile image

dayzeebee 7 years ago from Cebu, Philippines Author

Hi Rachaelle Lynn, my gratitude for sharing your thoughts. It's great to know that you have committed yourself to continue working on adding value to your person. I believe that with the energy bubbling in you , you have actually acquired some of your ROI but may not have yet acknowledged receipt hahaha. Accept your ROI dear friend because I sense that ROI has accumulated through the years. You have appreciated and you are appreciated for your presence here. Blessings of love and light:)

dayzeebee profile image

dayzeebee 7 years ago from Cebu, Philippines Author

jill of alltrades I am delighted at your sharing. Yes the performers are amazing and knowing their background makes one appreciate their talents and skills more. May you continue to invest in the beautiful being that you are. Love and light:)

bingskee profile image

bingskee 7 years ago from Quezon City, Philippines

this is a very positive hub, dayzee. very nice tips for self-improvement, too. investing in yourself also includes pursuing the passion you love the most.

a happy new year to you! (i know it's a little late he he :-D)

Marc Raymond 7 years ago

This is a very nice blog Miss Daisy. Thanks for investing on us by making us part of this blog heheheheh... I hope this could inspire other people. I hope that they will invest in themselves so that they would grow as better individuals in the society. Hope they could achieve their goals and yield a fruitful benefit on themselves and learn how to share it to other people. Hope there would be more and more people who will lend their hands to us so that we could achieve our goal in sharing and inspiring other people. I know we can do this! Thank you so much! You are our inspiration and thanks for inspiring us! Love yah! Thank you also to Ate Michelle, Benjie, Krystal, Ate Haning and Jingle and to all my friends whom i met, to the Siddhartha Cast and Crew, to the Producers, thanks for sharing YOUR love! I love you guys!

dayzeebee profile image

dayzeebee 7 years ago from Cebu, Philippines Author

Hello Bingskee, yes indeed, when your passion becomes your profession and mission then your would have multiplied your ROI several times over. Thanks for the insights and a blessed 2010 to you too. Cheers!

dayzeebee profile image

dayzeebee 7 years ago from Cebu, Philippines Author

Marc may you never let go of your passion for the arts. Use your comical ways to help heal your patients by making them laugh thereby producing happy cells which strengthen their immune system that make for a faster recovery.LOL. You are in a good position to help heal others physically and emotionally. Thank you for allowing yourself to be an instrument of healing. More power and blessings:)

Sandyspider profile image

Sandyspider 7 years ago from Wisconsin, USA

Great advice.

dayzeebee profile image

dayzeebee 7 years ago from Cebu, Philippines Author

Hello Sandyspider, thanks for the comment. Blessings:)

Crystal  7 years ago

Hello Miss Daisy,

This is a very beautiful blog miss..

I would really like to express my gratitude to you miss for believing in me, for making me a part of your production and a part of your life..I will be forever thankful that our path cross,. I have grown to be the best person that i can be despite everything that had happen to me.. And was never afraid to face all circumstances that has come my way because i know in my heart that many people loves me and give me guidance.. And you are one of those people who have shown me love, guidance and did not judge me.. also to miss Michelle, Thank you so much for all the love and understanding,. To my Siddhartha Family, you were all there for me and i am so thankful to all of you.. You are one of my precious treasures that i will surely keep for the rest of my life.. As what i keep on telling before, i will surely share what i have learned from all of you.. And hopefully i can also share this to my grand children when i get old..hehe..i am sure they will be laughing so hard,.haha i love you so much with all of me.. And i am just a text away if you guys needed me and will never failed to try what i can.. Godbless all of us.. hugz!

dayzeebee profile image

dayzeebee 7 years ago from Cebu, Philippines Author

Hahahah hello Crystal, I'm glad that you find this article beautiful and that you're ready to go into action anytime. That's great! Go on and make the most out of life and love. Blessings always.:)

Sally's Trove profile image

Sally's Trove 7 years ago from Southeastern Pennsylvania

I just loved seeing the wonderful folks you talked about in this Hub when I watched the videos. What a wonderful way to start my day today, and to start every day...with the notion that each is his or her own first investment...all else follows after that.

Daisy, you and Michelle are always so inspiring. Thank you!

dayzeebee profile image

dayzeebee 7 years ago from Cebu, Philippines Author

Hello Sally, you always make me feel warm all over. Thank you for your kind comments. I'm glad this hub gave you a good start for the day. Blessings always:)

Tatjana-Mihaela profile image

Tatjana-Mihaela 7 years ago from Zadar, CROATIA

So beautiful, isnpiring and funny (poetry play). Thank you so much for this Hub, Daisy.

dayzeebee profile image

dayzeebee 6 years ago from Cebu, Philippines Author

Hi Tatjana, glad you enjoyed the play and found the hub inspiring. Always a pleasure to have you visit and comment on my hub. Hugs:)

J.J. Beach profile image

J.J. Beach 6 years ago

Your hub made me stop & think. Investing in myself - its a touch job, I have pretty big steps to start with. Bookmarked to read again.

dayzeebee profile image

dayzeebee 6 years ago from Cebu, Philippines Author

Hi JJ thanks much for the visit, the bookmark and the reflection. Bless you in your journey.:)

Teresa Laurente profile image

Teresa Laurente 6 years ago from San Antonio, Texas, U.S.A.

Oh, yes! Definitely. Investing in one self is a must for all. Children must be taught into this idea from day one. Great hubs. I will share this too. Thank you for posting.

dayzeebee profile image

dayzeebee 6 years ago from Cebu, Philippines Author

Hello Teresa, I agree. The best time to introduce this concept is during the formative years. Thanks much for sharing your thoughts and sharing the idea to others. Appreciate it much. Blessings:)

steffsings profile image

steffsings 6 years ago from Pacific NorthWest

I just came across your articles (again)... Its been a while; But it is exactly the right time to find this again. You are such an inspiration! Thank you for being here!

dayzeebee profile image

dayzeebee 6 years ago from Cebu, Philippines Author

Hello steffsings, it's been awhile since I checked on hubpages again too. Have been tight with various projects the past months. It's always a pleasure to find you comment on my hubs. Thank you for the support and inspiration. Blessings always:)

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