Government and Health Care are a Bad Combination

The Source of Our Problems

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What are the Real Problems?

Discussions about health care reform should begin with a determination of what, exactly, is wrong. Without knowing that, we risk “fixing” the wrong things or breaking that were already working well.

Why Should Employers Provide Health Insurance? They Shouldn’t!

The illogical link between employment and health insurance began, as so many silly ideas do, with government meddling in the private economy.

The federal government imposed wage and price controls during World War II. Employers who wanted the best workers from a shrinking labor pool (many workers went to war) began to offer "fringe benefits" since the government prohibited them from doing the logical thing and offering higher wages. Long after that war’s end, big government perpetuates this stupid system through tax incentives available to businesses but not to individuals who personally take responsibility for their health insurance.

Families should be able to buy health insurance privately, just as they buy auto insurance or shop around for life insurance. They should be able to buy only the coverage they need or can afford. It is none of my business if a neighbor wants to buy a premium plan while I buy a catastrophic plan and fund a medical savings account. Likewise, providers must be free to set reasonable prices--prices that could be much more reasonable without our elaborate third-party-payer systems and government restraints.

Consider a Libertarian Answer: Less Government, More Freedom

While the major political parties pretend to debate health care reform, both Republicans and Democrats tacitly accept that there should be a government role in health care. Why not think outside their box and look at the libertarian approach? Libertarians believe that one size does not fit all, results may vary, and free people should make decisions that benefit their own families.

Are you comfortable with the federal government having access to your medical records?

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"Justice" Roberts Made a Disastrous Decision--TWICE!!

The Supreme Court decision on June 28, 2012 upholding the Affordable Care Act ("Obamacare") was the most significant event of 2012. Because of the high court's failure to strike down this law, the federal government has gained control over Americans' personal lives to an extent those who ratified our constitution would never have imagined.

Important to Me

I anticipated this decision in my daughter's hospital room as she recovered from spinal fusion surgery. I watched the breaking news on television and was shocked at the argument used to justify the "individual mandate" requiring all Americans to buy health insurance or pay a fine. The court called the mandate a "tax," although those who passed the bill and signed the law never considered it a tax. As a mother, I thanked God that my daughter's surgery was done before the government takeover of health care.

Important to America

This Supreme Court decision marks the final, total destruction of the 9th and 10th amendments . There are no longer enumerated powers nor checks and balances when the court has decided to subordinate its judgment to legislators without regard for the actual words of the constitution. There are no longer real limits to federal power, confirmed by the SCOTUScare decision of June, 2015. ( I have not linked to that opinion, as it is nauseating to anyone who values the rule of law and/or the English language. Only Scalia's dissent is worth the time of day.)

Orwell Saw This Coming

HIPAA: Another Disaster

The Orwellian-named "privacy act known as HIPAA has made it nearly impossible for families to easily care for elderly, mentally ill, or otherwise incompetent adult family members. One form unsigned means you can't be told any useful information about your sick loved one. In fact, even your own doctors can't communicate with one another unless the right paper is signed.

HIPAA is also being used to distance parents from the care of even their own minor children. If you don't want your child given an STD vaccine with a variety of side effects or given a talk about "safely" engaging in sexual acts instead of abstaining, be aware that some practices are excluding parents from the rooms so they can talk privately with your child and never disclose the content.

I think we should be suspicious of "privacy" laws that require so much information from us, yet make it so difficult for those who actually need information to get it in time to help a patient. As a libertarian, I beware of anything the government claims to do to "help" me.

Who Should be Concerned about HIPAA?

  • Parents of mentally ill or cognitively challenged adults
  • Parents of minor children
  • Caregivers in general
  • Individuals who value real privacy
  • People with complex conditions requiring collaboration among several providers

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4 comments

billybuc profile image

billybuc 2 years ago from Olympia, WA

You could have stopped by saying...."Government and....is a bad combination." Involve the government and I guarantee things will get watered down and solved incorrectly. I'm with you on this.


Sami Hanson profile image

Sami Hanson 2 years ago from Kansas

Amazing hub! I am a self-proclaimed Libertarian as well. Less government, more freedom. My mom works at a hospital in the ICU and is seeing head-on the disaster that is Obamacare (and HIPAA). I'm not comfortable giving the government all of my information, especially when they can end up using it against you. You nailed it right on the head with this hub! Could not agree more with all of your suggestions and points. Hell, maybe they should have hired you to take care of this issue before they made it a complete and utter disaster. ... and to hell with Obama. ;)


kschimmel profile image

kschimmel 2 years ago from North Carolina, USA Author

Sami, I worked in employee benefits in the 80s. One of my scariest projects was a program to project the costs of retiree health benefits for a major corporation. Bad as it was, getting government involved only made things worse over the decades. I could have added so much more: mandated benefits, Justine Pelletier (DHS and families don't mix) and VA issues.


Sami Hanson profile image

Sami Hanson 2 years ago from Kansas

Oh my god I could not even imagine what a headache that must have been! Keep us all informed of your knowledge of the system! We all need to be more informed, especially individuals who think more government power is a positive thing---- it's not.

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