Ha! In THIS economy? I had to retire early (41) because I had two heart attacks brought on by stress. This means that I am on the proverbial "fixed income." Out of that income I pay at LEAST $500/month for health care on top of Medicare. If this Obamacare is allowed to stand, I'm literally finished.
So you're looking at creaky joints (with pain), forgetfulness, etc. - all the crap that comes with aging - PLUS no money.
I'm scared to death. I'll go from being a successful attorney to living off the public ***. I've run through all the money I already had in place for retirement just to pay the bills. No one will hire me because I'm "over qualified."
My gentleman friend (of 15 years) now has diabetes and his eyesight is deteriorating.
We don't have much more we can cut out of the budget and, together, we have four kids whom we try to help when needed.
We do do any legal work we can as long as it's not going to be too heavy a load - that wouldn't be fair to the client.
I'm rambling. We have free time now, but can't afford to do anything. I was able to care for both my parents since I didn't have to go to work and my pal is still looking after his Dad. Being able to do that is a good thing. I'd do it again tomorrow even knowing the toll it will take on me.
Still rambling - every person is different and in different circumstances. You can't generalize.