Well put. This topic is always an interesting and important discussion. Sometimes the blame game really boils down to the old saying that responsibility for an issue is "six in one hand, half a dozen in the other."
It's always curious to see a women demanding the right to dress and behave provocatively while claiming the right to protection from victimization at the same time. However, while she may not be physically harmed by another person as a result of her choices, she may in fact be directly responsible for causing someone else, particularly another woman or child, to be harmed. The "not my responsibility" argument simply is no ground to stand on.
More to your point on personal responsibility as a protection for one's self, an example of the many college girls who wind up as victims is a reflection of a society that has come to believe that "we are special so the rules are different for us." That people generally think "bad things" happen to "other" people is not new, but what is relatively new is the thinking of modern society that we have evolved either personally or socially to an elevated state.
Today, though, the rules aren't different (just viewed differently--as in "you can say a dog has five legs if you call the tail a leg, but that doesn't make the tail a leg), the consequences of unwise behavior continue, "we" are not special, life is not fair.
Concepts about responsible conduct are no less applicable for individuals than for scientists, but personal liberty has muddied the waters of personal responsibility. Duty, moral obligation, fidelity and other exacting aspects of high character have fallen to the idol of self-satisfaction.
Some great posts on the topic include: