I have a speech impediment and a degree in journalism. Radio and television reporting was out of the question. I had a successful newspaper career. I moved to Public Relations for an Oil and Gas Trade association in my home town and good money. The issue of the speech impediment followed me for 23 years until we had a shakeup in the overall management skills I had developed over that time, I was fired, or let go. No reason was given. I got a generous severance package and insurance for a year. I could not find a job because of the economy, my age and my speech impairment. I incurred more than $90,000 in debt for medical reasons before Obamacare became law. A hospital for gave $32,000. I managed to get some doctors to give me Medicare rates, and I took an line of cedit equity loan on my mortgage-free home. I am now 62. I draw Social Security. My 401K now yields annual revenues, and things are looking better. I was 59 when I was let go. I planned to retire at 62. My plan would have been better, even if I accepted a pay cut, as I suggested, but the decision was made. Yes, I felt there was some discrimination.