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There's Generous and then There's being taken advantage of

  1. dejajolie profile image59
    dejajolieposted 7 years ago

    Ok, not sure if this is in the right category, couldn't quite find one that fits. Here's the issue...

    When ordering lunch at work which I seldom do, there have been a few times when a co-worker, usually the same two don't have cash on them and so they ask me to "spot" them the $ for lunch with the promise of paying me back the next day. Well needless to say I have yet to be paid back. These co-workers order out all the time, while I usually brown-bag it, you would think the sheer act of placing another order would remind them that they still owe me, but NOOOO. I hate being the one to bring things up, and wouldn't know how to do it delicately, any suggestions?

    1. profile image60
      C.J. Wrightposted 7 years ago in reply to this

      Simply tell them no. Follow your no with: "I'm on a strict budget", "Your comming off like a mooch", "whats your social security number? I want to claim you on my taxes", "Didn't you eat yesterday?" "You could stand to loose a few pounds"

      Oh, consider all monies given to date lost....

      1. dejajolie profile image59
        dejajolieposted 7 years ago in reply to this

        lol, ok

      2. Wendi M profile image83
        Wendi Mposted 7 years ago in reply to this

        Now that's funny!

    2. rhamson profile image76
      rhamsonposted 7 years ago in reply to this

      Well I would ask them to spot me a lunch the next time they go out so as to make it even.

      1. dejajolie profile image59
        dejajolieposted 7 years ago in reply to this

        yeah at the rate I'm going this seems to be the best approach...and as Sneak said, Will not give away what I can't afford to  lose, I'll just say "we're in a recession"

    3. Sa Toya profile image87
      Sa Toyaposted 7 years ago in reply to this

      I'd straight up ask, to be honest.But my way would be cynical and sarcy- it's part of my charm.

      Dudes seriously, I've been waiting on you to pay me back so now could be a good time.

      Or wait till they absolutely need something from you and gently remind them.When I say gently I mean lave them hanging till they pay...

  2. profile image0
    sneakorocksolidposted 7 years ago

    Never loan money, if you're going to give it to them just give it to them. There no need for you to have an act of friendship turn into negative stress. That said, never do it again!

    1. dejajolie profile image59
      dejajolieposted 7 years ago in reply to this

      This is my rule of thumb for sums $20 and up, esp. when it comes to family I do not loan what I can't afford to give, maybe I should use this for small amounts too thanks Sneak.

      1. profile image0
        sneakorocksolidposted 7 years ago in reply to this

        It use to hurt my feelings when stuff like this happened. I got tired of holding a grudge, so I quit getting in this spot in the first place.

  3. Ivorwen profile image84
    Ivorwenposted 7 years ago

    Personally, I don't mind asking, or even handing a person a bill.  If I know I am never going to actually see the money, I ask them to pick me up something that costs about what I loaned them.  If they ask for payment, I say, "Sure, when you pay me back for such and such." 

    From then on, people either pay me back promptly or don't ask for more loans.

    1. dejajolie profile image59
      dejajolieposted 7 years ago in reply to this

      See I was thinking of this too, but I order out so infrequently, the chances of me saying, 'ok pay for my lunch this time since I spotted you last week' is so few and far between. For example, I did this 3x in one month (back in Sept.), twice to one person and once to another. It's now Dec. and I haven't ordered out again, and they do practically everyday. I thought of this today because one of them was asking someone else to "spot" her and inside I was saying "Good luck on getting your $ back"

    2. Jeffrey Neal profile image87
      Jeffrey Nealposted 7 years ago in reply to this

      This sounds like a pretty good way to handle it.  I'm cheap, so I would tend to be forward and ask for them to pay me back directly.

 
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