Miss Belgravia says
While you can file a bankruptcy case on your own (called a "pro se" case), bankruptcy laws are complex, and filing a case that is dismissed because it is done improperly can prohibit you from filing another case. I highly suggest that you consult with a bankruptcy attorney if you feel that bankruptcy is the best option for you. A good website for bankruptcy information and to search for a bankruptcy lawyer in your area is www.nacba.org. Good luck!
freedom-debt-reli says
1) Determine a Chapter to File: If you’ve decided your only option is to file for bankruptcy, you need to first figure out which type you’re going to file. Bankruptcy is a legal proceeding that must be filed in bankruptcy court, so it’s a good idea to consult a legal professional for advice on which chapter to file.
2) Get a Bankruptcy Lawyer: Again, bankruptcy is a legal process and involves extensive paperwork, filing, and other proceedings.
3) NOTE: Before you can file, you need to enroll in and complete an educational course through an approved counseling agency. This is a new mandate for those filing bankruptcy.
4) Meet with Your Creditors: Part of the bankruptcy process is for you and your lawyer to meet with your creditors and their lawyers. This meeting is typically 30 days after your first file and held by your trustee.
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