Loading... How to get out of debt and save money

The first thing I would do is get on a budget that works. Month to month get on paper what you are going to spend down to $0 and then make all your money do something. After you do this you can deal with specific areas where you can cut spending.

You cannot know where to cut if you do not know what you are spending first. We thought we were doing good spending over $200 on groceries, plus we were eating out AND picking up extra food week to week. Now, we only spend about $150 on groceries, only eat out when we have the money budgeted, and avoid extra spending by using cash only.

Getting out of debt is not that difficult if you approach it on a one-step-at-a-time basis. Do the first thing, then the next, and pretty soon you will find that not only are you saving money, but you are coming closer to your goals of being debt free. keep reading →

Credit card debt is a serious prolem for a lot of people. You can't save money and get ahead financially if card debt is holding you back. This article describes the simple steps anyone with debt can take to take back control of their finances and their life keep reading →

Collectively, Americans are spending more than they earn - and that is pretty scary. Learning the skills and strategies to save and invest money can improve the quality of your life. I like to apply the same strategies and ideas to my financial... keep reading →