What would you do if you did not have a mortgage, and actually owned your home?

Good question! My mortgage costs me only 350 euros (+/- $500) per month so that's not a too big expense while I'm a single parent with a very small monthly revenue.

All in all, what I'd do is eventually doing the needed home improvements: moisture, roof, terrace, veranda and improve the garden and the vegetable garden with a professional.

But well, there are still 14 years mortgage left :-)

At present I pay about $2,000 a month on my home loan and we spend about $4,000 a month on eating, drinking and dressing etc... We are by no means big spenders but we are comfortable. This means I need about... keep reading →

What would I do if I did not have a mortgage? My first priority would be to work on paying off the rest of my debt. This way my family and I would become completely debt free. I would also put away money for... keep reading →

I would go through and change the things in the home that I really didn't care for.Maybe paint the walls different colors.Dress up the kitchen.Get new curtains to go with each room.get new decor. I don't know... keep reading →

  This actually happened to us in 2005.  My family and I owned a home in California and owed 325,000.00.  We sold it for 498,000.00.  We moved to Texas that same year, and purchased a home that was... keep reading →