Loading... Any ideas on the impact of 78 million baby boomers retiring in the next 15-20 years? How will that effect the stock market, as they all withdraw monthly from their 401K's?

Some Boomers will be pulling money out of their IRAs & 401ks, but they will get eaten alive by taxes if they take all the money out within a few years...so they'll have to play with the numbers and hope they guess correctly. There are two other factors to consider:

1. Will Boomers pull all their money out and bite the bullet if they think that congress (or executive orders) might raise the tax rate?

2. Will Boomers pull all their money out due to fear of inflation?

Most of the other Boomers don't have enough money in their savings or IRAs to make much difference. Still, after all the hits that Boomers have taken recently, I wouldn't expect many of them to be heavily invested in stocks today....mostly just the gamblers trying to make up for losses.

While it's true that baby boomers will retire by the millions over the next decade or so, I'm not worried about what that will do to the value of my stocks or investments in the stock markets. First, they're... keep reading →