This question comes with one large preconceived notion. Be that as it may, the laws of inertia, attraction, and even the theological concept of intelligence, seem to point to people being the hubs of their own specialized realities that are made up of the way they see life and react to it. Every now and again you come across someone who acts instead of reacts. In such cases life reacts to them in said fashion.
One can call it Karma, I am not sure that any term, so long as it is understood in mutual company, would serve. I only quibble at the concept that all karma, is equal. I have come to the conclusion that some karma is stronger then others as one planet is from another. Some have greater gravity if you will allow. I believe that those who believe in themselves have greater gravity then those who don't. Therefore, I believe that some of what happens may have to do with the karmas around us and that it is possible to get caught in gravities so extreme as to warp our realities in turn.