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I have bad credit not because im a slacker, its because child support bt 2 states keeps ruining my life. I had 5 kids in 5 years, two of the five being twins. It took ten years to lose the fat, I am left with wrinkled skin and no stomach muscles. After several consultations no lipo is needed at all. However I am all that stands when it comes to family with no co signer. Can anyone help???