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The rape of the innocents
For thirty years I worked in child protection. It became a driving force of my life. Today I share a small part of this experience.
24 commentsDover Demon
1977 Dover Massachusetts USA: On April 21 and 22 there were sightings of a strange creature that could not be easily explained or likened to any other known animal in the Massachusetts region. The first...
9 commentsA dangerous earthquake in San Francisco in the next 30 years?
www.calstatela.edu The 1906 earthquake was historically large and devastating to the areas surrounding the San Andreas fault. While measures have been taken to prevent another such disaster in the future, not...
8 commentsNegative amortization
Amortization refers to the process by which the periodic (usually monthly but could be set weekly, bi-weekly or other time period) payments are such that the loan will be paid off within the designated time...
0 commentsBuy and Bail An Upside Down Mortgage Solution
Most people have no idea that it can't be done. They just plugged away with their upside down mortgage without finding a solution. Fannie Mae and Freddie Mac saw it happening far too often and too notice. ...
0 commentsPain of Discipline or Pain of Regret?
In order to achieve anything worthwhile, you must pay a price. Or as others would put it, you must sacrifice something to get something else. While i was studying financial management, i was taught that i...
0 commentsI Saved 200K —Is Refinancing to a 15-Year Mortgage Right for You?
I didn't sell a kidney, any part of my self, or my soul. What I did took a bit of research and time, and a decent credit score. What did I do? I refinanced my family's biggest asset, our home, to a very...
3 commentsUnderstanding 10-Year Vs 30-Year Student Loan Pay Back Programs
Have you received a call from a bank or financial company asking you if you'd like to lower your monthly student loan payment? It's usually a call to refinance or consolidate your student loans. For example,...
0 commentsThe Already and the Not Yet
By Andrew J Thompson Hemingway took writing seriously. He would tell people around him that he needed to lock himself away from the world while he wrote so he could think clearly enough to write nothing but...
4 commentsRefinancing Mortgage to consolidate your debt
Are you struggling to pay your monthly mortgage payments? Well, aside from changing to a lower interest rate, there are a few other options. One is to refinance the remaining amount at the original length of...
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