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In the movie 'The Color Purple' Oprah Winfrey says, "It's a dangerous world for a girl child." Statistics show it's a dangerous world for any child.82

The rape of the innocents

For thirty years I worked in child protection. It became a driving force of my life. Today I share a small part of this experience.

24 comments    child abuse victims sexual abuse
78

Dover Demon

1977 Dover Massachusetts USA: On April 21 and 22 there were sightings of a strange creature that could not be easily explained or likened to any other known animal in the Massachusetts region. The first...

9 comments    spirit paranormal supernatural
www.calstatela.edu91

A dangerous earthquake in San Francisco in the next 30 years?

www.calstatela.edu The 1906 earthquake was historically large and devastating to the areas surrounding the San Andreas fault. While measures have been taken to prevent another such disaster in the future, not...

8 comments    nature future san francisco
78

Negative amortization

Amortization refers to the process by which the periodic (usually monthly but could be set weekly, bi-weekly or other time period) payments are such that the loan will be paid off within the designated time...

0 comments    loan negative amortization
bbbb7500 profile image75

Buy and Bail An Upside Down Mortgage Solution

Most people have no idea that it can't be done.  They just plugged away with their upside down mortgage without finding a solution. Fannie Mae and Freddie Mac saw it happening far too often and too notice. ...

0 comments    mortgage loan modification
worldscope profile image69

Pain of Discipline or Pain of Regret?

In order to achieve anything worthwhile, you must pay a price. Or as others would put it, you must sacrifice something to get something else. While i was studying financial management, i was taught that i...

0 comments    investing financial saving
79

I Saved 200K —Is Refinancing to a 15-Year Mortgage Right for You?

I didn't sell a kidney, any part of my self, or my soul. What I did took a bit of research and time, and a decent credit score. What did I do? I refinanced my family's biggest asset, our home, to a very...

3 comments    mortgages saving refinance
78

Understanding 10-Year Vs 30-Year Student Loan Pay Back Programs

Have you received a call from a bank or financial company asking you if you'd like to lower your monthly student loan payment? It's usually a call to refinance or consolidate your student loans. For example,...

0 comments    advice finance education
55

The Already and the Not Yet

By Andrew J Thompson Hemingway took writing seriously. He would tell people around him that he needed to lock himself away from the world while he wrote so he could think clearly enough to write nothing but...

4 comments    love life relationships
52

Refinancing Mortgage to consolidate your debt

Are you struggling to pay your monthly mortgage payments? Well, aside from changing to a lower interest rate, there are a few other options. One is to refinance the remaining amount at the original length of...

2 comments    finance internet home
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