An Introduction to Roth IRA Limits

Roth IRA, what is it really? Roth IRA is not a retirement plan for people who have a lot of money. It is a retirement account which is meant for people who have average salaries, meant for people who are just like you and me. However, what is...

Using 401k for Mortgage

Contributing to a 401k plan is sound personal finance advice. For many Americans, their 401k plan represents a large chunk of net worth. Over several years, salary deferrals and long-term investing performance can add up to an account with a sizable...

Switching to a Roth 401(k) Plan

A Roth 401(k) allows employees to save on an after-tax basis, but it's not right for everyone. Knowing your retirement savings options helps you ensure you have enough to retire the way you want, when you want.

How to Find Your Retirement Money from Previous Employers

You may be entitled to thousands of dollars from old retirement plans with former employers. You only need to follow a few simple steps to claim this money.

Retirement planning in your 20's: planning to retire while you still have time on your side

Start to plan for retirement in your 20's. Start early by contributing to your 401K, Simple IRA, and Roth IRA and finish rich!

What is 401k Vesting?

Many people get confused when they read their 401k statements and see the vesting percentage. What is 401k vesting? The answers is pretty simple.

Can You Take Money Out of Your 401k?

If you are looking to take money out of your 401k you need to know a little something about the rules that apply for a loan, distribution, or rollover.

Congress---The Second American Revolution is Upon Us

What is wrong with Congress? Have they become our Master, and are we suppose to be their slaves. We put them where they are and now they are too important to have the same Health Insurance we have to get for ourselves. They make a career of being in Congress and give themselves raises, while Americans have to live on low hourly wages.They should have to obtain their own retirement plan, not take it from the backbone of the hard working Americans.

Traditional 401K vs. Roth 401K

How Do I Start Saving for Retirement?

What specifically do you do once you've decided to save for your retirement? If you're under 50 you go on-line and search using something like "How Do I Start Saving for Retirement?". If you did that you'd get over 400,000 pages from Google and...