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Retire with no pension and no savings: retirement income and frugal living.86

Retire with no pension and no savings: retirement income and frugal living.

Hubpages Personal Finance Competition Prizewinner - The secret to a long and happy life is work. The moment you stop working you stop living. So what are the prospects for retirement with no pension or savings?

23 comments    work retirement retire
Why Retirees May Be Reluctant to Embrace Annuities85

Why Retirees May Be Reluctant to Embrace Annuities

March 5, 2010 The March 1, 2010 issue of the Wall Street Journal included their monthly personal investment update section.  Page R4 of that section contained a long article entitled Making Your 401(k) Last,...

17 comments    finance retirement annuities
How to Build a Three-Legged Income Stool for Early Retirement81

How to Build a Three-Legged Income Stool for Early Retirement

Early retirees should build a 3-legged income stool. This stool should contain at least 3 of these legs: immediate annuities; income replacement funds; deferred compensation; dividend and interest income; and part-time work.

0 comments    retirement interest dividends
Insurance Leads -- How to Generate Insurance Leads Yourself84

Insurance Leads -- How to Generate Insurance Leads Yourself

In the Internet crazed world of today, you might think the only way to generate insurance leads is on line. While this is the trend, there are still a few viable ways to generate insurance leads using direct mail, community newspapers and...

4 comments    insurance insurance leads
How to accumulate wealth83

How to accumulate wealth

You don't need to earn a high salary to accumulate wealth - you just need to be careful and shrewd about how you manage what you have. Here are the key steps to accumulating wealth:

money make money investment
Annuities: What You Need To Know83

Annuities: What You Need To Know

What is an annuity ??? Annuities can generally be summarized as two basic types of insurance contracts. They are either immediate or deferred annuities. Over the years these two types of contracts have been expanded to encompass many different...

0 comments    investing personal finance
Why do Women Live Longer than Men?83

Why do Women Live Longer than Men?

During the past century, women, on average, have tended to live longer than men. Even in earlier times, women who survived childbirth tended to live longer than their husbands. Surviving childbirth was the...

10 comments    health food women
Employee Benefits To Look For In Your Dream Job80

Employee Benefits To Look For In Your Dream Job

Benefits and incentives offered by an employer can have a significant impact on an employee's overall earnings and financial goals, including 401K, group health coverage, life insurance, stock awards, moving benefits, defined benefit plans, and quality of life benefits.

10 comments    job financial benefits
3 most important formula's you must know in investing world77

3 most important formula's you must know in investing world

3 most Important formula's you should know 1. Compound Interest This formula is often used to calculate the returns some investment has given . The main concept in compound interest is that interest gets...

2 comments    formula annuity compound
A Structured Settlement Annuity: Information and Examples To Guide You To Cash80

A Structured Settlement Annuity: Information and Examples To Guide You To Cash

What is a structured settlement or annuity? I often wondered what is an annuity was let alone know what are the benefits of having a structured settlement and why to have one instead of a large payout. Structured settlements happens when the person...

2 comments    settlement structured
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