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81How to live with bad credit : Living large and in debt
Having bad credit is liberating. It is like missing the first day of school and never having to be bound by the binds of a perfect attendence record. The pressure of trying to keep something perfect or even...
17 comments
93Bill Collectors Harassing You? Action Can Be Taken
Did you know? A Debt Collector can not call you back if you hang up on them, for 7 working days. They cannot threaten to sue you either. Unless it's absolutely their usual company process. Threatening to...
60 comments
81Good Debt - Bad Debt
People have a lot of opinions about debt. There are many like Dave Ramsey (who I like a lot) that believes everyone should have plastic surgery. Of course the plastic he is talking about is your credit...
1 comment
67Overdue payment letter for payments received
This sample overdue payment received letter serves to notify the reader that the payment which was owed has been settled or received. Depending on the circumstances, the letter can be very formal or...
0 comments
63Advantages of American Express Credit Cards
Credit cards are probably a boon for some and disaster for some others. However, the general disposition about credit cards is that they are really handy and a great way to keep track of your expenses. An...
4 comments
79Buying a Home in the SF Bay Area: How This Single Parent Did It
One day I woke up and decided to look into the possibility of buying a house. Literally. I woke up one morning to the muffled footsteps of my upstairs neighbor walking to his bathroom and turning on the shower...
2 comments
77Debt Consolidation Loans For Bad Credit
If you are one of the many who are facing severe financial problems, a debt consolidation loan for bad credit will not be the only option open to you. However, this type of loan is becoming very popular in...
0 comments
64Debt negotiation
Debts which are good candidates for settlement When it comes to trying to negotiate your debt or even settle it for pennies on the dollar there are basically two types of debt, secured and unsecured. ...
0 comments
64Don't Pay Debt That Doesn't Belong To You
“Validation” Dispute Process When unsure an account belongs to you! You’ve never seen or heard of this account ever. You paid the account off, but the account is still showing a...
0 comments
59How much debt is too much?
Most people are carrying some form of debt; it can be in the form of a car loan, mortgage, student loan, or credit card debt. Debt is not necessarily a bad thing if you are taking proper steps to pay it off...
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