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75Borrowing A Loan Can Be Useful But Dangerous Too
Some people view access to credit as an express way to riches. But money can build as easily as it destroys, especially when borrowed, because the overuse and misuse of credit can cause a situation in which a person's debts far exceed the resources...
3 comments
71Bad Expenses and Good Expenses
Many people fear of spending money because they don't know the difference between bad expenses and good expenses. They fear spending money starting a business and they think that buying a bigger house or a new car is an investment. In fact things are very simple: BAD EXPENSES TAKE MONEY OUT of your pocket, while GOOD EXPENSES PUT MONEY INTO your pocket.
4 comments
68You Can Beat Credit Card Debt Collectors
You just received a certified letter in the mail from a law firm, you have a sinking feeling as you sign for this unwanted piece of mail, and when you open the envelope, your fears are confirmed. You are being sued by a credit card company that has...
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59Improving your credit rating
Building credit can be hard if you have none or your have bad credit history. Not all credit is bad especially when you want to get a mortgage. But you can't get one without any credit history. In order to build your credit, start small and with something you can manage.
2 comments
59Good Debts vs Bad Debts
There is good debt and there is bad debt. I learned the hard way that bad debt doesn't add any value. Soemtimes bad debt can't be avoided, but getting into bad debt buying things you don't need can be avoided. Leaning the difference between the two will set you on a path to financial freedom.
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76Good Debt versus Bad Debt
Here is some helpful advice about accumulating debt. It can be a hard decision whether or not you should borrow money, and this article will help you make that decision.
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77Best Interest return on Savings! Low risk and a High rates with a Zopa Account
Savings and bond interest rates are terrible right now! This talks about an alternative way to get a decent return on your savings.
16 comments
56Having financial debt at a young age
Having financial debt when you are a young adult, to some can be very daunting, especially when you have just left University and have just started your new job. I remember when I was a young adult and had my first part time job at a bank. My first...
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70Tips on when not to invest
Knowing when not to invest is as important as knowing when to invest. This article is describing circumstances of when we should stop investing or temporarily halt of investment plan.
21 comments
62Voluntary Vehicle Repossession
Voluntary Repossession is when a borrower voluntarily returns a vehicle to the financing company, because the borrower is having difficulty making the payments or the vehicle has been damaged or is in need of repair. The procedures for...
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