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84When the Debt Collector Calls
It is around 6 PM and you are just sitting down to dinner and the phone rings. You look at your caller ID and it says "out of area." You answer and say hello and there is no one there. You hang up. The debt...
14 comments
90How to Stop Collection Agency Phone Harassment
Collection Agencies use the telephone as a tool to contact consumers. Many times though the manner that they use it violates collection agency laws. You do not have to be taken advantage of by collection...
11 comments
81How to Documet Collection Agency Abuse
Collection Agency Abuse runs rampant and may people are frightened by collection agents. There is no need to be frightened by them. Many times they will say and do things with the intention of frighting you...
0 comments
75Dear Verizon, if you want me to pay the final bill, you have to send it first
December 22, 2008 RE: acct # 00XXXXXX6428 Verizon Communications 140 West Street, New York, NY 10007 To Whom It May Concern: If you want me to pay the final bill you have to send it first. I...
117 comments
71Stop Debt Collector Harassment
How to Stop Debt Collectors With Cease and Desist Letters Do you get nervous every time you go to the mailbox? Does a ringing telephone cause panic? If you are one of the millions of consumers struggling to...
1 comment
73Writing letters to collection agencies: Use caution!
I've spent many years writing a lot of letters. Not love letters unfortunately but letters to deal with credit issues. Letters to creditors, collection agencies and credit bureaus. You'd be surprised just how...
3 comments
69Pay For Delete Letters
There are several guidelines that are best observed when dealing with Collection Agencies. Never use the telephone when communicating with a Collection Agency. Certified mail only.. Only by written...
0 comments
73Sample Debt Validation Letter
Debt collection companies can be difficult to deal with. No one wants a phone call or letter from these companies. If you do get one what should you do though? Send the letter below and ask them to provide...
6 comments72Sample Non-Permissible Purpose Letter
Find an unknown company on your credit report? Why is that inquiry there? Anyone who pulls your credit report must have a permissible purpose to due so accoring to The Fair Credit Reporting Act (FCRA). If...
2 comments
74Battling Consumer Debt Collectors Part 2: I Do Not Owe This Debt!
It is not uncommon for creditors to send disputed accounts to collectors. Most of the credit in the United States is held by a handful of HUGE banks that do not address consumer disputes very well. If a...
3 comments
