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78Sample Non-Permissible Purpose Letter
by Dale G. Holmes
Find an unknown company on your credit report? Why is that inquiry there? Anyone who pulls your credit report must have a permissible purpose to due so accoring to The Fair Credit Reporting Act (FCRA). If... published 8 months ago
63Sample Debt Validation Letter
by Dale G. Holmes
Debt collection companies can be difficult to deal with. No one wants a phone call or letter from these companies. If you do get one what should you do though? Send the letter below and ask them to provide... published 8 months ago
62Sample Pay For Delete Letter
by Dale G. Holmes
Credit repair often begins with attempting to remove collection accounts from your credit reports. Below is a sample "Pay For Delete" letter to send to a collection agency to try and get them to agree to... published 8 months ago
71Paying Off Debt: If There's a Will, There's a Way
by Em Writes
Even though I currently have very little debt, there was a time when I had a mountain of it and thought the situation was hopeless. As I described in my first hub, "Weaving My Financial Security Blanket - The... published 2 months ago
65Sample Paid Collection Letter
by Dale G. Holmes
Trying to remove a paid collection account from your credit report to raise your FICO score can be frustrating. The letter below can help. Thank a person on the internet named PsychDoc. It's his letter and... published 8 months ago
70Stop Debt Collector Harassment
by Dale G. Holmes
How to Stop Debt Collectors With Cease and Desist Letters Do you get nervous every time you go to the mailbox? Does a ringing telephone cause panic? If you are one of the millions of consumers struggling to... published 9 months ago
75Debt Collectors
by gamergirl
You're sitting down to dinner, just shoving the first bite of the steak you cooked up into your mouth when your phone rings. You mutter, throwing down your knife and fork, and check the caller ID. Who is it?... published 8 months ago
65Tips on bottomfeeders
by Linda_Lou
This is in no reference to aquatic animals. My reference is to the collection agencies who haunt and hound you for zombie debts. What is zombie debt you may ask? Let's say you had a medical bill that was... published 4 months ago
72How To: Credit Repair Basics
by Dale G. Holmes
Credit repair can seem like an insurmountable and complicated task, especially for those with very poor credit. The road to repairing the damage can seem long with little or no light at the end of the tunnel.... published 9 months ago
60How To Achieve Perfect Credit
by scottb992000
The ultimate credit goal is to reach an 800 credit score and be able to maintain it. Everybody wants good credit. Obtaining perfect credit requires work. Credit is purchasing power. Here are a few tips to help... published 13 months ago
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