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82

How to Stop Collection Agency Phone Harassment

Collection Agencies use the telephone as a tool to contact consumers. Many times though the manner that they use it violates collection agency laws. You do not have to be taken advantage of by collection...

11 comments    finance
79

How to Documet Collection Agency Abuse

Collection Agency Abuse runs rampant and may people are frightened by collection agents. There is no need to be frightened by them. Many times they will say and do things with the intention of frighting you...

0 comments    finance
83

Dear Verizon, if you want me to pay the final bill, you have to send it first

December 22, 2008 RE: acct # 00XXXXXX6428 Verizon Communications 140 West Street, New York, NY 10007 To Whom It May Concern: If you want me to pay the final bill you have to send it first. I...

117 comments    business finance online
Dale G. Holmes profile image71

Sample Debt Validation Letter

Debt collection companies can be difficult to deal with. No one wants a phone call or letter from these companies. If you do get one what should you do though? Send the letter below and ask them to provide...

6 comments    finance credit score fico score
medical bills can add up quick79

Easy Way To Keep Medical Bills From Going To Collections

Medical bills can be a devastating blow to anyone regardless of the debt situation they were living with prior to accumulating the medical debt. I know, I've been there twice. An abdominal hernia surgery...

health advice how to
75

How to Handle Debt Collection Calls

You're sitting down to dinner, just shoving the first bite of the steak you cooked up into your mouth when your phone rings. You mutter, throwing down your knife and fork, and check the caller ID. Who is it?...

5 comments    advice finance money
SalesScoop profile image68

Fix my credit score

There are several ways to increase your credit score. The easiest and most obvious is paying your bills on time and keeping your credit balances low. That was funny wasn't it, who can really do that in this...

1 comment    credit bad credit credit score
frogpatch profile image81

When the Debt Collector Calls

It is around 6 PM and you are just sitting down to dinner and the phone rings. You look at your caller ID and it says "out of area." You answer and say hello and there is no one there. You hang up. The debt...

14 comments    finance debt collecting
Dale G. Holmes profile image69

Sample Non-Permissible Purpose Letter

Find an unknown company on your credit report? Why is that inquiry there? Anyone who pulls your credit report must have a permissible purpose to due so accoring to The Fair Credit Reporting Act (FCRA). If...

2 comments    finance credit score fico score
4kristi profile image76

Writing letters to collection agencies: Use caution!

I've spent many years writing a lot of letters. Not love letters unfortunately but letters to deal with credit issues. Letters to creditors, collection agencies and credit bureaus. You'd be surprised just how...

3 comments    how to finance money
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