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How to Stop Collection Agency Phone Harassment
Collection Agencies use the telephone as a tool to contact consumers. Many times though the manner that they use it violates collection agency laws. You do not have to be taken advantage of by collection...
11 commentsHow to Documet Collection Agency Abuse
Collection Agency Abuse runs rampant and may people are frightened by collection agents. There is no need to be frightened by them. Many times they will say and do things with the intention of frighting you...
0 commentsDear Verizon, if you want me to pay the final bill, you have to send it first
December 22, 2008 RE: acct # 00XXXXXX6428 Verizon Communications 140 West Street, New York, NY 10007 To Whom It May Concern: If you want me to pay the final bill you have to send it first. I...
117 commentsSample Debt Validation Letter
Debt collection companies can be difficult to deal with. No one wants a phone call or letter from these companies. If you do get one what should you do though? Send the letter below and ask them to provide...
6 commentsEasy Way To Keep Medical Bills From Going To Collections
Medical bills can be a devastating blow to anyone regardless of the debt situation they were living with prior to accumulating the medical debt. I know, I've been there twice. An abdominal hernia surgery...
How to Handle Debt Collection Calls
You're sitting down to dinner, just shoving the first bite of the steak you cooked up into your mouth when your phone rings. You mutter, throwing down your knife and fork, and check the caller ID. Who is it?...
5 commentsFix my credit score
There are several ways to increase your credit score. The easiest and most obvious is paying your bills on time and keeping your credit balances low. That was funny wasn't it, who can really do that in this...
1 commentWhen the Debt Collector Calls
It is around 6 PM and you are just sitting down to dinner and the phone rings. You look at your caller ID and it says "out of area." You answer and say hello and there is no one there. You hang up. The debt...
14 commentsSample Non-Permissible Purpose Letter
Find an unknown company on your credit report? Why is that inquiry there? Anyone who pulls your credit report must have a permissible purpose to due so accoring to The Fair Credit Reporting Act (FCRA). If...
2 commentsWriting letters to collection agencies: Use caution!
I've spent many years writing a lot of letters. Not love letters unfortunately but letters to deal with credit issues. Letters to creditors, collection agencies and credit bureaus. You'd be surprised just how...
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