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88Letters to make debt collectors stop calling you
When you find yourself being harassed by debt collectors, you can easily get them to go away lawfully provided you know the game. The key is to respond quickly and force them to prove their initial claims or...
2 comments
74Lieberman Michaels and Kelly. A New and Ruthless Breed of Collector
The phone rings and you let it go on voice mail! When you retreive your message it goes something like this! A business voiced fast talking woman says she is calling from the firm of Lieberman, Michaels and...
5 comments
90Bill Collectors Harassing You? Action Can Be Taken
Did you know? A Debt Collector can not call you back if you hang up on them, for 7 working days. They cannot threaten to sue you either. Unless it's absolutely their usual company process. Threatening to...
62 comments
73Paying Off Debt: If There's a Will, There's a Way
There was a time when I had a mountain of debt and thought the situation was hopeless. Some harsh words from a bill collector were the impetus for me to pull me head out of the sand and put in the effort needed to resolve the issue.
11 comments
73How to Handle Debt Collection Calls
You're sitting down to dinner, just shoving the first bite of the steak you cooked up into your mouth when your phone rings. You mutter, throwing down your knife and fork, and check the caller ID. Who is it?...
5 comments
72Sample Debt Validation Letter
Debt collection companies can be difficult to deal with. No one wants a phone call or letter from these companies. If you do get one what should you do though? Send the letter below and ask them to provide...
6 comments89When the Debt Collector Calls
It is around 6 PM and you are just sitting down to dinner and the phone rings. You look at your caller ID and it says "out of area." You answer and say hello and there is no one there. You hang up. The debt...
14 comments
80Why You Should Never Pay a Debt Collector Without Validating
Have you gotten one of those lovely "pay us NOW" debt collection letters in the mail or a barrage of phone calls? Before you crack open your checkbook or negotiate any kind of payment, you might want to think...
2 comments
75Debt consolidation-Do it youself
Debt consolidation services; do you really need their help? Open any newspaper, magazine or web page and you will find plenty of bad/depressing news about today’s economy: unemployment is higher than...
10 comments
62Dealing with debt collectors
When you get into arrears with your debt payments, one of the most unpleasant things you have to deal with is being chased by debt collectors, often to a point of harassment. This page tells you how to deal...
1 comment
