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One can be frugal without being frumpy or cheap.73

Frugal or Cheap?

by Marye Audet

Money is only representative of something else. In most cases our money represents time. We used to explain the cost of things to our children by saying, "Daddy spent three hours at work to buy that." or "Daddy would need to work an hour for that." They came to understand that acquiring things had a cost published 9 months ago

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