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80

Understanding the New FICO 08 Scoring System

The FICO credit score system matters much more than most people think. It is very important to understand what it is, why you need to have a good credit score, how it is calculated and how to build a good credit history.

2 comments    finance money debt
Joe Rodgers profile image78

Understanding the Legitimacy of Debt Settlement Companies

The ongoing economic crisis has created a perfect environment for many unscrupulous debt settlement companies to sprout in. Unfortunately, this period of economic decline is as bad as it has ever been. As a...

0 comments    personal finance bankruptcy
64

How to Resolve Bad Debts

There are many wise people in this world even in the time before credit cards. One example is from hamlet, William Shakespeare advised, neither lender nor borrower be. Even though he lived well be for the...

2 comments    credit financial debt
LifeBuilder profile image69

Debt counseling

 What is debt counseling? Debt counseling and credit counseling are pretty much the same thing. Basically what it is, is a program that will help you learn how important creating and managing a budget is,...

0 comments    money credit debt
Joe Rodgers profile image59

Debt: The Railroad Through Darkness

For many of us, it seems like a tunnel with no light at the end. Most of us are aware that we just need to figure out which track to take in order to get out of debt, but which one to jump on? Like many...

0 comments    debt bankruptcy debt settlement
Get out of the debt trap.  Lower your interest rates.74

How to Reduce Credit Card Payments

Nearly everyone with credit card debt would love to get lower monthly payments.  However, your payments are high for several reasons, and if your primary goal is to get out of debt, reducing debt payments...

0 comments    debt credit cards interest rates
Joe Rodgers profile image65

A Perfect Storm for a Financial Crisis

I remember hearing speculators say that the economy will make a turn for the better soon. That was about 6 months ago and it seems that things across America are still on a downward spiral. From the...

1 comment    credit financial debt
Joe Rodgers profile image69

Your Options to Financial Freedom

When struggling with high credit card debt, there are several different avenues taken to alleviate the situation. The first thing to do is to sit down, don’t panic, and try to look at the whole situation...

0 comments    bankruptcy debt consolidation
Joe Sellers profile image67

What you need to know about credit card debt settlement and credit counseling

Are you getting tired of the credit card companies lining their pockets with your hard earned money?

11 comments    education credit debt
Joe Sellers profile image67

Dealing With Debt Collectors 2

When it comes down to dealing with your debt or dealing with a debt collector it can be very stressful and for some people it can be a very scary situation. If you were able to watch the Maxed Out video in...

4 comments    family finance money
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