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75How To Fix A Bad Credit Score
by Julie-Ann Amos
Your payment history is responsible for 35% of your credit score. If you miss just one payment, it can take as much as 50 to 100 points off your score! Plus, one late payment can affect the interest rates... published 3 months ago
7210 Steps To Transferring High Credit Card Balances
by Cornelus Postell
It's early and you're walking to the mailbox to collect the mail for today. A long envelope with big letters informs you of a great annual percentage rate waiting for you. You dig deeper in the mailbox to grab... published 2 years ago
72How to Opt Out of Credit Card Offers
by embitca
I don't know how it works in the rest of the world, but if you live in the US and you are a credit card holder, then you're probably used to getting at least a couple of offers for new credit cards every... published 9 months ago
71Improve Credit Scores Easily
by Cornelus Postell
It's time to look into buying a home. Your credit has been established for quite some time, but you also had some shaky times. Now that it's near the moment where you're about to make the biggest purchase for... published 2 years ago
70How To Achieve and Maintain Healthy Credit
by Meredith_A_Iager
Be aware! Consumer reporting companies (CRC's) know all about you- through the credit report they prepare on you. Your credit report consists of every time you've been sued, arrested, filed for bankruptcy,... published 4 months ago
67How to Get Your Free Annual Credit Reports
by embitca
If you're planning making a major expenditure for which you will need a loan in the near future, it is a good idea to get copies of your credit reports from the three major credit bureaus - Experian, Equifax... published 7 months ago
67Figuring Out Your Debt to Income Ratio
by Sabah Karimi
If you've had trouble with securing a reasonable mortgage or loan recently, chances are your debt to income ratio may be too high for banks to consider you a prime candidate. Most lenders and financial... published 2 years ago
66No More Score Boost For Authorized Users On Credit Reports
by Credit Trauma
When someone finds a loophole in the IRS rules, you're going to see a bunch of folks exploiting it until the IRS figures it out and takes the loophole away from you. Ahh.....it was nice while it lasted huh?... published 3 weeks ago
64Surviving a Financial crisis: Repossession
by Secure Credit
REPOSSESSION Repossession or “repoed” is somewhat an ugly term for the taking of the automobile or RV, Boat, motorcycle, etc. of which you have missed a number of payments. If you lease or finance a... published 35 hours ago
64Building Credit From Scratch
by Lianne347
BUILDING CREDIT FROM SCRATCH Have little to no credit is both a blessing and a curse. At times having no credit seems like the equivalent of having bad credit and understandably so. You can't get a loan, a... published 2 years ago
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