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84Best 10 Things You Can Do to Raise Your Credit Score
by brittanyc
This guide offers ten concise, pointed pieces of advice for raising your credit score- not just vague words of wisdom. I wanted to give new, valuable information for improving your credit score NOW. published 6 months ago
84FHA Loan Requirements
by Mark Bennett
FHA loan requirements have been relaxed as part of the Federal government's Housing and Economic Recovery Act, 2008. The purpose of the act is to provide some relief for home owners affected by the housing... published 3 months ago
84Improving Your FICO Score
by Miranda Marquit
Your credit score, or FICO score, is an important part of your personal finance situation. Knowing your credit rating is only part of the battle, though. Once you know where you stand, you need to know how to... published 2 years ago
80Sample Non-Permissible Purpose Letter
by Dale G. Holmes
Find an unknown company on your credit report? Why is that inquiry there? Anyone who pulls your credit report must have a permissible purpose to due so accoring to The Fair Credit Reporting Act (FCRA). If... published 8 months ago
80How to Raise Your Credit Score FAST
by Barking Urbanite
How to Raise Your Credit Score FAST! How lenders use the middle ("mid") score of the 3 available on your report. Cut back on expenses and use the extra to pay down your credit card balances. Fix your credit now. published 2 years ago
80Startup Financing When You Have Bad Credit
by Sabah Karimi
Your dream for a small business doesn't have to disappear if you are stuck in a situation with bad credit. Startup financing for new business ventures are a necessary step for most entrepreneurs, and although... published 2 years ago
78Which Credit Cards Should I Close?
by Miranda Marquit
A while ago, I cancelled my Chase credit card. I had had it for two or three years, but I was tired of dealing with it. Besides, I had other credit cards. So, how did I decide that the Chase card was the one... published 2 years ago
77What Is Your FICO Score Used For
by Miranda Marquit
Your FICO score is used for a variety of purposes. Among those that use your credit rating are not-so-surprising snoopers, like lenders and creditors. However, you might be surprised that employers and... published 2 years ago
76What Goes Into Your Credit Score
by Miranda Marquit
You know that your FICO score (a.k.a. your credit score) is important. You also know that there are several factors that contribute to your credit score. The formula used for figuring a FICO score is... published 2 years ago
76Credit Card Applications For Limited Credit History
by ronikelsotown
Even if you have bad credit, there are still agencies that will issue you a card. These companies have significantly lower expectations on your credit history, and also report to credit agencies like on a... published 3 weeks ago
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