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69

How to Select best credit card

by hubber-2009

If you haven't needed a credit card up until people have been telling you that you need one, don't worry about it. You really don't 'need' one. The only reason that I got my credit card (aside to help with my... published 6 days ago

4 comments    finance money credit cards

Dale G. Holmes profile image80

Sample Non-Permissible Purpose Letter

by Dale G. Holmes

Find an unknown company on your credit report? Why is that inquiry there? Anyone who pulls your credit report must have a permissible purpose to due so accoring to The Fair Credit Reporting Act (FCRA). If... published 8 months ago

1 comment    finance credit repair credit score

71

How Short Sales Work

by Short Sale Goods

How Short Sales Work. Short sales described, with instruction and advice on how to approach negotiating with a lender. Includes what can go wrong and the credit impact. published 2 months ago

0 comments    foreclosure credit score auction

84

Best 10 Things You Can Do to Raise Your Credit Score

by brittanyc

This guide offers ten concise, pointed pieces of advice for raising your credit score- not just vague words of wisdom. I wanted to give new, valuable information for improving your credit score NOW. published 6 months ago

1 comment    credit credit cards loans

66

PROTECTING YOUR CREDIT CARD NUMBERS

by West Coast Felon

Here are a few very important ways to protect your credit card numbers from ID thieves: While waiting in line at the store do you have your credit card out and ready to pay? Don't. The reason is that the... published 6 months ago

0 comments    credit credit cards crime

Dale G. Holmes profile image67

Sample Debt Validation Letter

by Dale G. Holmes

Debt collection companies can be difficult to deal with. No one wants a phone call or letter from these companies. If you do get one what should you do though? Send the letter below and ask them to provide... published 8 months ago

6 comments    finance credit score fico score

http://www.MortgageCreditTrauma.com66

Delinquent Mortgage Payments

by Credit Trauma

Were you aware that as soon as you've missed three (3) consecutive mortgage payments in a row, that most lenders will NOT let you pay less than the full amount (all three payments at once) at that point? ... published 3 weeks ago

0 comments    credit mortgage foreclosure

http://www.RepairCreditTrauma.com66

No More Score Boost For Authorized Users On Credit Reports

by Credit Trauma

When someone finds a loophole in the IRS rules, you're going to see a bunch of folks exploiting it until the IRS figures it out and takes the loophole away from you. Ahh.....it was nice while it lasted huh?... published 3 weeks ago

0 comments    credit credit score bad credit

New FHA loan requirements may save thousands from foreclosure.84

FHA Loan Requirements

by Mark Bennett

FHA loan requirements have been relaxed as part of the Federal government's Housing and Economic Recovery Act, 2008. The purpose of the act is to provide some relief for home owners affected by the housing... published 3 months ago

1 comment    advice finance credit

You can help your credit by knowing the recipe for a better FICO score.76

What Goes Into Your Credit Score

by Miranda Marquit

You know that your FICO score (a.k.a. your credit score) is important. You also know that there are several factors that contribute to your credit score. The formula used for figuring a FICO score is... published 2 years ago

4 comments    finance money credit


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