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69How to Select best credit card
by hubber-2009
If you haven't needed a credit card up until people have been telling you that you need one, don't worry about it. You really don't 'need' one. The only reason that I got my credit card (aside to help with my... published 6 days ago
80Sample Non-Permissible Purpose Letter
by Dale G. Holmes
Find an unknown company on your credit report? Why is that inquiry there? Anyone who pulls your credit report must have a permissible purpose to due so accoring to The Fair Credit Reporting Act (FCRA). If... published 8 months ago
71How Short Sales Work
by Short Sale Goods
How Short Sales Work. Short sales described, with instruction and advice on how to approach negotiating with a lender. Includes what can go wrong and the credit impact. published 2 months ago
84Best 10 Things You Can Do to Raise Your Credit Score
by brittanyc
This guide offers ten concise, pointed pieces of advice for raising your credit score- not just vague words of wisdom. I wanted to give new, valuable information for improving your credit score NOW. published 6 months ago
66PROTECTING YOUR CREDIT CARD NUMBERS
by West Coast Felon
Here are a few very important ways to protect your credit card numbers from ID thieves: While waiting in line at the store do you have your credit card out and ready to pay? Don't. The reason is that the... published 6 months ago
67Sample Debt Validation Letter
by Dale G. Holmes
Debt collection companies can be difficult to deal with. No one wants a phone call or letter from these companies. If you do get one what should you do though? Send the letter below and ask them to provide... published 8 months ago
66Delinquent Mortgage Payments
by Credit Trauma
Were you aware that as soon as you've missed three (3) consecutive mortgage payments in a row, that most lenders will NOT let you pay less than the full amount (all three payments at once) at that point? ... published 3 weeks ago
66No More Score Boost For Authorized Users On Credit Reports
by Credit Trauma
When someone finds a loophole in the IRS rules, you're going to see a bunch of folks exploiting it until the IRS figures it out and takes the loophole away from you. Ahh.....it was nice while it lasted huh?... published 3 weeks ago
84FHA Loan Requirements
by Mark Bennett
FHA loan requirements have been relaxed as part of the Federal government's Housing and Economic Recovery Act, 2008. The purpose of the act is to provide some relief for home owners affected by the housing... published 3 months ago
76What Goes Into Your Credit Score
by Miranda Marquit
You know that your FICO score (a.k.a. your credit score) is important. You also know that there are several factors that contribute to your credit score. The formula used for figuring a FICO score is... published 2 years ago
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