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frogpatch profile image78

Lieberman Michaels and Kelly. A New and Ruthless Breed of Collector

The phone rings and you let it go on voice mail! When you retreive your message it goes something like this! A business voiced fast talking woman says she is calling from the firm of Lieberman, Michaels and...

5 comments    debt kelly threats
frogpatch profile image80

When the Debt Collector Calls

It is around 6 PM and you are just sitting down to dinner and the phone rings. You look at your caller ID and it says "out of area." You answer and say hello and there is no one there. You hang up. The debt...

14 comments    finance debt collecting
LibertyUnchained profile image83

Letters to make debt collectors stop calling you

When you find yourself being harassed by debt collectors, you can easily get them to go away lawfully provided you know the game. The key is to respond quickly and force them to prove their initial claims or...

2 comments    debt collector dealing with debt
75

How to Handle Debt Collection Calls

You're sitting down to dinner, just shoving the first bite of the steak you cooked up into your mouth when your phone rings. You mutter, throwing down your knife and fork, and check the caller ID. Who is it?...

5 comments    advice finance money
Dale G. Holmes profile image71

Sample Debt Validation Letter

Debt collection companies can be difficult to deal with. No one wants a phone call or letter from these companies. If you do get one what should you do though? Send the letter below and ask them to provide...

6 comments    finance credit score fico score
89

Bill Collectors Harassing You? Action Can Be Taken

Did you know? A Debt Collector can not call you back if you hang up on them, for 7 working days. They cannot threaten to sue you either. Unless it's absolutely their usual company process. Threatening to...

62 comments    advice how to finance
sulli profile image62

Negotiating Credit Card Debt

You may want to walk away from credit card debt, but you can't hide from creditors. As a matter of fact, walking away is probably the worst possible option for handling a debt problem. While credit cards...

0 comments    credit card debt
82

Why You Should Never Pay a Debt Collector Without Validating

Have you gotten one of those lovely "pay us NOW" debt collection letters in the mail or a barrage of phone calls? Before you crack open your checkbook or negotiate any kind of payment, you might want to think...

2 comments    debt collection debt collector
71

Debt consolidation services; do you really need their help?

  Debt consolidation services; do you really need their help?   Open any newspaper, magazine or web page and you will find plenty of bad/depressing news about today’s economy: unemployment is higher...

2 comments    finance money how
Silver Rose profile image74

Dealing with debt collectors

When you get into arrears with your debt payments, one of the most unpleasant things you have to deal with is being chased by debt collectors, often to a point of harassment. This page tells you how to deal...

1 comment    debt credit card debt debt advice
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