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Bill Collectors Harassing You? Action Can Be Taken
Did you know? A Debt Collector can not call you back if you hang up on them, for 7 working days. They cannot threaten to sue you either. Unless it's absolutely their usual company process. Threatening to...
62 commentsLetters to make debt collectors stop calling you
When you find yourself being harassed by debt collectors, you can easily get them to go away lawfully provided you know the game. The key is to respond quickly and force them to prove their initial claims or...
2 commentsWhen the Debt Collector Calls
It is around 6 PM and you are just sitting down to dinner and the phone rings. You look at your caller ID and it says "out of area." You answer and say hello and there is no one there. You hang up. The debt...
14 commentsWriting letters to collection agencies: Use caution!
I've spent many years writing a lot of letters. Not love letters unfortunately but letters to deal with credit issues. Letters to creditors, collection agencies and credit bureaus. You'd be surprised just how...
3 commentsFree Caller ID Spoofing
There are many uses for using free caller id spoofing. The number one reason for caller id spoofing is harmless prank calls. By using this spoofing technique you'll never get caught and you'll remain totally anonymous while making any number you want show up on a caller it.
0 commentsWhy You Should Never Pay a Debt Collector Without Validating
Have you gotten one of those lovely "pay us NOW" debt collection letters in the mail or a barrage of phone calls? Before you crack open your checkbook or negotiate any kind of payment, you might want to think...
2 commentsWhat Does the FTC Do?
What is the FTC? The Federal Trade Commission regulates "big business" to prevent them from "pulling one over" on us, the consumers. The FTC was established in 1914 and has increased its role of protection...
2 commentsLieberman Michaels and Kelly. A New and Ruthless Breed of Collector
The phone rings and you let it go on voice mail! When you retreive your message it goes something like this! A business voiced fast talking woman says she is calling from the firm of Lieberman, Michaels and...
5 commentsFight Debt Collectors
We will say this now: a Collector is allowed to call you. He is allowed to speak to you about your debt and try to resolve the issue. He is allowed to contact your family to retrieve a way to find you (a...
2 commentsDebt consolidation-Do it youself
Debt consolidation services; do you really need their help? Open any newspaper, magazine or web page and you will find plenty of bad/depressing news about today’s economy: unemployment is higher than...
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