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92

Bill Collectors Harassing You? Action Can Be Taken

Did you know? A Debt Collector can not call you back if you hang up on them, for 7 working days. They cannot threaten to sue you either. Unless it's absolutely their usual company process. Threatening to...

62 comments    advice how to finance
LibertyUnchained profile image92

Letters to make debt collectors stop calling you

When you find yourself being harassed by debt collectors, you can easily get them to go away lawfully provided you know the game. The key is to respond quickly and force them to prove their initial claims or...

2 comments    debt collector dealing with debt
frogpatch profile image82

When the Debt Collector Calls

It is around 6 PM and you are just sitting down to dinner and the phone rings. You look at your caller ID and it says "out of area." You answer and say hello and there is no one there. You hang up. The debt...

14 comments    finance debt collecting
4kristi profile image83

Writing letters to collection agencies: Use caution!

I've spent many years writing a lot of letters. Not love letters unfortunately but letters to deal with credit issues. Letters to creditors, collection agencies and credit bureaus. You'd be surprised just how...

3 comments    how to finance money
Dailybragger profile image81

Free Caller ID Spoofing

There are many uses for using free caller id spoofing. The number one reason for caller id spoofing is harmless prank calls. By using this spoofing technique you'll never get caught and you'll remain totally anonymous while making any number you want show up on a caller it.

0 comments    telemarketing debt collection
79

Why You Should Never Pay a Debt Collector Without Validating

Have you gotten one of those lovely "pay us NOW" debt collection letters in the mail or a barrage of phone calls? Before you crack open your checkbook or negotiate any kind of payment, you might want to think...

2 comments    debt collection debt collector
RNMSN profile image83

What Does the FTC Do?

What is the FTC? The Federal Trade Commission regulates "big business" to prevent them from "pulling one over" on us, the consumers. The FTC was established in 1914 and has increased its role of protection...

2 comments    cell phones telemarketers
frogpatch profile image78

Lieberman Michaels and Kelly. A New and Ruthless Breed of Collector

The phone rings and you let it go on voice mail! When you retreive your message it goes something like this! A business voiced fast talking woman says she is calling from the firm of Lieberman, Michaels and...

5 comments    debt kelly threats
Do not let bill collectors harass you78

Fight Debt Collectors

We will say this now: a Collector is allowed to call you. He is allowed to speak to you about your debt and try to resolve the issue. He is allowed to contact your family to retrieve a way to find you (a...

2 comments    finance debt collectors
77

Debt consolidation-Do it youself

Debt consolidation services; do you really need their help? Open any newspaper, magazine or web page and you will find plenty of bad/depressing news about today’s economy: unemployment is higher than...

10 comments    finance money how
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