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How to Deal with Bill Collectors when You have No Means to Pay79

How to Deal with Bill Collectors when You have No Means to Pay

How to deal with creditor when you have no money is very easy. You can't give what you don't have. Now that said, very few people have no money, they simple don't have enough money to meet the necessities of life, and pay their creditors at the same...

64 comments    life health advice
Help With My Credit Card Debt66

Help With My Credit Card Debt

If you've found this hub, there is a good chance you are struggling with more credit card debt than you can handle and you want a way out fast. Yeah, I know your pain; it's something most consumers have to deal with. Especially with the recession...

1 comment    credit debt credit card
Collection Agency Debt Collection - Know Your Rights To Stop The Harassment96

Collection Agency Debt Collection - Know Your Rights To Stop The Harassment

Is a collection agency hounding you for a debt? Know your rights, learn how to stop their harassment, and find out what collection agencies can and cannot do when dealing with you and...

121 comments    credit loans personal finance
Collection Agency Debt Sample Letters To Send To Collection Agents90

Collection Agency Debt Sample Letters To Send To Collection Agents

Need a sample of a letter you can send to a collection agency to tell them to stop harassing you, but don’t know what to write? Need a sample letter to help you put it together? Read this article about dealing with collection agencies, and get some sample letter ideas you can use to...

6 comments    credit debt personal finance
HSBC, BEST BUY AND THEIR CREDIT CARD RIP OFF78

HSBC, BEST BUY AND THEIR CREDIT CARD RIP OFF

I visited my elderly mother the other day, and she asked why she paying on interest on her Best Buy credit card, when she was supposed 18 months no interest. I asked to see the statement and here is what I found. She was not paying interest, she was...

16 comments    shopping credit credit card
My Experience Eliminating Credit Card Debt82

My Experience Eliminating Credit Card Debt

Some of the strategies I utilized to pay of $30,000 of credit card debt in 6 months. With a few lifestyle modifications and some motivation, you too can get out of debt.

11 comments    credit card debt
Chapter 13 Bankruptcy Basics72

Chapter 13 Bankruptcy Basics

As Americans face overwhelming financial problems due to the current state of the economy, many see bankruptcy as sword hanging over their head that is ready to drop at any moment. The whole concept of...

0 comments    finance debt bankruptcy
What Happens After the IRS Files a Lien?66

What Happens After the IRS Files a Lien?

If you owe the IRS after you file and you can't or don't pay the bill in full you will start receiving notices in the mail. This is the beginning of the IRS collection process which will continue until you...

0 comments    taxes tax liens tax debt relief
Best Strategies: Get Rid of Debt90

Best Strategies: Get Rid of Debt

If you believe in duty you were taught to pay your bills. In normal times this teaching would apply. But these are not normal times. You are fighting a losing battle in many cases because of credit fees that should be illegal. There are a lot of...

28 comments    debt negotiate regarding
Sex and Stories with Debt69

Sex and Stories with Debt

This is funny. Trust me. But there are good lessons here as well. Sex and debt are two subjects that most don't want to think about at the very same time. That is correct right? I first looked at this subject as an interesting mix of words to...

4 comments    love relationships money
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