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Why You Should Never Pay a Debt Collector Without Validating

Have you gotten one of those lovely "pay us NOW" debt collection letters in the mail or a barrage of phone calls? Before you crack open your checkbook or negotiate any kind of payment, you might want to think...

2 comments    debt collection debt collector
LibertyUnchained profile image84

Letters to make debt collectors stop calling you

When you find yourself being harassed by debt collectors, you can easily get them to go away lawfully provided you know the game. The key is to respond quickly and force them to prove their initial claims or...

2 comments    debt collector dealing with debt
Dale G. Holmes profile image68

Sample Debt Validation Letter

Debt collection companies can be difficult to deal with. No one wants a phone call or letter from these companies. If you do get one what should you do though? Send the letter below and ask them to provide...

6 comments    finance credit score fico score
Dianna Dobos profile image61

Don't Pay Debt That Doesn't Belong To You

“Validation” Dispute Process   When unsure an account belongs to you!   You’ve never seen or heard of this account ever.   You paid the account off, but the account is still showing a...

0 comments    advice finance tips
Linda_Lou profile image58

Tips on bottomfeeders

This is in no reference to aquatic animals. My reference is to the collection agencies who haunt and hound you for zombie debts. What is zombie debt you may ask? Let's say you had a medical bill that was...

6 comments    finance tips credit
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