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Why You Should Never Pay a Debt Collector Without Validating
Have you gotten one of those lovely "pay us NOW" debt collection letters in the mail or a barrage of phone calls? Before you crack open your checkbook or negotiate any kind of payment, you might want to think...
2 commentsLetters to make debt collectors stop calling you
When you find yourself being harassed by debt collectors, you can easily get them to go away lawfully provided you know the game. The key is to respond quickly and force them to prove their initial claims or...
2 commentsSample Debt Validation Letter
Debt collection companies can be difficult to deal with. No one wants a phone call or letter from these companies. If you do get one what should you do though? Send the letter below and ask them to provide...
6 commentsDon't Pay Debt That Doesn't Belong To You
“Validation” Dispute Process When unsure an account belongs to you! You’ve never seen or heard of this account ever. You paid the account off, but the account is still showing a...
0 commentsTips on bottomfeeders
This is in no reference to aquatic animals. My reference is to the collection agencies who haunt and hound you for zombie debts. What is zombie debt you may ask? Let's say you had a medical bill that was...
6 comments





