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87What is the Purpose of Pre-Employment Credit Checks?
Background 2005 - 2009 Credit Checks are important in a few industries, but not in all. References below tell why. Rice, Berkeley. Urology Times (medical journal); 5/15/2006, Vol. 34 Issue 6, p54-55, 2p ...
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84How a good credit score can save you money and how to improve your credit score
How a good credit score can save you money and how to improve your credit score If you have ever applied for a loan (mortgage, home equity loan, auto loan, personal loan, credit card etc.) then you already...
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82How can I get a totally free credit report?
IntroductionFree credit reports seem to be a dime a dozen these days. Television commercials are inundated with advertisements to visit a variety of different credit reporting agencies to obtain free credit...
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80How To Fix A Bad Credit Score
Your payment history is responsible for 35% of your credit score. If you miss just one payment, it can take as much as 50 to 100 points off your score! Plus, one late payment can affect the interest rates...
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78Tips To Increase Your Credit Score
The economic climate has given rise to millions of consumers with a low credit score. When the economy booms people tend to spend to their limit and max out all their available credit. That is fine when all...
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75Fixing Credit Report Mistakes with Experian TransUnion and Equifax
An erroneous credit report can have serious consequences down the line, so you should fix credit report inaccuracies promptly. Learn the steps to take in fixing credit report mistakes with the credit reporting bureaus, TransUnion, Experian and Equifax.
71Background Check Laws: What Every Employee Should Know
One of the most common concerns of applicants seeking employment is the employment background check, which is a typical part of most application processes. They say if you have nothing to hide, then there is...
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72The Shady Side of Credit
A number of years ago, in a desperate search for employment, I was interviewed (and subsequently hired) by a company whose business is your personal business. They were (and still are) a crafty bunch, even...
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70How To Improve My Credit Score And Why Do I Need To?
Wondering why you need to know how to improve your credit score? Well your good credit score may be much more important than you think! Here is a list of just who, under the Fair Credit Reporting Act, can...
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70What is a credit bureau and how do I contact them?
As you are probably aware, your credit score is a 3 digit number that is based upon your borrowing history and your debt profile. Lenders and creditors use your credit score to determine if you are eligible...
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