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67How can I get a totally free credit report?
IntroductionFree credit reports seem to be a dime a dozen these days. Television commercials are inundated with advertisements to visit a variety of different credit reporting agencies to obtain free credit...
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72Background Check Laws: What Every Employee Should Know
One of the most common concerns of applicants seeking employment is the employment background check, which is a typical part of most application processes. They say if you have nothing to hide, then there is...
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86What is the Purpose of Pre-Employment Credit Checks?
Background 2005 - 2009 Credit Checks are important in a few industries, but not in all. References below tell why. Rice, Berkeley. Urology Times (medical journal); 5/15/2006, Vol. 34 Issue 6, p54-55, 2p ...
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78How To Fix A Bad Credit Score
Your payment history is responsible for 35% of your credit score. If you miss just one payment, it can take as much as 50 to 100 points off your score! Plus, one late payment can affect the interest rates...
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65Credit Card Debt and Bankruptcy- Don't be caught out.
Don't harm the chances of repairing your credit rating after bankruptcy. Avoid being flagged for misuse of a credit card before you file. Make sure your debt really is discharged.
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56How can I get a totally free credit report?
Monitoring your credit will go a long way when the time comes for you to obtain a loan. Several people are unaware of what their credit score is and are shocked when they are turned down for a loan because...
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53How do I fix my credit score?
In today's volatile world of credit lending it has become more important than ever to have a good credit score. Lenders are become more and more reluctant to loan money to anyone who does not have a stellar...
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55How to avoid foreclosure
With the recent changes in mortgage and financing laws, foreclosure rates have skyrocketed. Recent reports have indicated that in 2007, the number of foreclosures nationwide increased by at least 65% from the...
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54Credit Report
Your Credit Report...A document that is key to your next loan. Find out what it contains, why it matters and how to obtain your free copy plus much much more.
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51Where Do Credit Reports Come From
Credit Bureaus Everyone will need credit in their life at one time or another. Sometimes this is due to an emergency or unexpected financial problem, but typically it comes from long-standing goals and plans....
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