• Hubs
  • tagged fair debt collection practices act

1-9 of 9 hubssort by Hot Best Latest

96

Bill Collectors Harassing You? Action Can Be Taken

Did you know? A Debt Collector can not call you back if you hang up on them, for 7 working days. They cannot threaten to sue you either. Unless it's absolutely their usual company process. Threatening to...

65 comments    advice how to finance
78

How to Handle Debt Collection Calls

You're sitting down to dinner, just shoving the first bite of the steak you cooked up into your mouth when your phone rings. You mutter, throwing down your knife and fork, and check the caller ID. Who is it?...

5 comments    advice finance money
Dale G. Holmes profile image68

Sample Debt Validation Letter

Debt collection companies can be difficult to deal with. No one wants a phone call or letter from these companies. If you do get one what should you do though? Send the letter below and ask them to provide...

6 comments    finance credit score fico score
81

Why You Should Never Pay a Debt Collector Without Validating

Have you gotten one of those lovely "pay us NOW" debt collection letters in the mail or a barrage of phone calls? Before you crack open your checkbook or negotiate any kind of payment, you might want to think...

2 comments    debt collection debt collector
debt-help profile image64

The Fair Debt Collection Practices Act (FDCPA) - Your Rights Under The Law

Sooner or later, run-away debt will get you in trouble. When you find yourself knee-deep in credit card bills you can’t pay, or you’re months behind on your mortgage it can seem like you’ll never find...

0 comments    collection calls
sulli profile image60

Negotiating Credit Card Debt

You may want to walk away from credit card debt, but you can't hide from creditors. As a matter of fact, walking away is probably the worst possible option for handling a debt problem. While credit cards...

0 comments    credit card debt
72

Paying Off Debt: If There's a Will, There's a Way

There was a time when I had a mountain of debt and thought the situation was hopeless. Some harsh words from a bill collector were the impetus for me to pull me head out of the sand and put in the effort needed to resolve the issue.

11 comments    finance money income
59

The Fair Debt Collection Practices Act

You have rights as a consumer. Learn what your rights are under the Fair Debt Collection Practices Act, don't be a victime of debt collectors abuse.

0 comments    debt collection fdcpa
44

FDCPA The Fair Debt Collection Practices Act

Fight debt collector harassment collector by knowing and using your consumer rights under federal law. Debt collectors are prohibited from using certain tactics for debt collection. Learn what these are and...

0 comments    fdcpa fair debt act
working