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87Bill Collectors Harassing You? Action Can Be Taken
Did you know? A Debt Collector can not call you back if you hang up on them, for 7 working days. They cannot threaten to sue you either. Unless it's absolutely their usual company process. Threatening to...
65 comments
83Why You Should Never Pay a Debt Collector Without Validating
Have you gotten one of those lovely "pay us NOW" debt collection letters in the mail or a barrage of phone calls? Before you crack open your checkbook or negotiate any kind of payment, you might want to think...
2 comments
81Lieberman Michaels and Kelly. A New and Ruthless Breed of Collector
The phone rings and you let it go on voice mail! When you retreive your message it goes something like this! A business voiced fast talking woman says she is calling from the firm of Lieberman, Michaels and...
5 comments
78Debt consolidation-Do it youself
Debt consolidation services; do you really need their help? Open any newspaper, magazine or web page and you will find plenty of bad/depressing news about today’s economy: unemployment is higher than...
10 comments
77How to Handle Debt Collection Calls
You're sitting down to dinner, just shoving the first bite of the steak you cooked up into your mouth when your phone rings. You mutter, throwing down your knife and fork, and check the caller ID. Who is it?...
5 comments
74Sample Debt Validation Letter
Debt collection companies can be difficult to deal with. No one wants a phone call or letter from these companies. If you do get one what should you do though? Send the letter below and ask them to provide...
6 comments
72Paying Off Debt: If There's a Will, There's a Way
There was a time when I had a mountain of debt and thought the situation was hopeless. Some harsh words from a bill collector were the impetus for me to pull me head out of the sand and put in the effort needed to resolve the issue.
11 comments
66Negotiating Credit Card Debt
You may want to walk away from credit card debt, but you can't hide from creditors. As a matter of fact, walking away is probably the worst possible option for handling a debt problem. While credit cards...
0 comments
64The Fair Credit Act
In this time of economic peril, many are dealing with debt collection agencies. Debt collection agencies call at all times of days, leave rude messages and add to the stress and anxiety already felt by...
8 comments
