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84

Bill Collectors Harassing You? Action Can Be Taken

Did you know? A Debt Collector can not call you back if you hang up on them, for 7 working days. They cannot threaten to sue you either. Unless it's absolutely their usual company process. Threatening to...

60 comments    advice how to finance
debt-help profile image75

The Fair Debt Collection Practices Act (FDCPA) - Your Rights Under The Law

Sooner or later, run-away debt will get you in trouble. When you find yourself knee-deep in credit card bills you can’t pay, or you’re months behind on your mortgage it can seem like you’ll never find...

0 comments    collection calls
Dale G. Holmes profile image72

Sample Debt Validation Letter

Debt collection companies can be difficult to deal with. No one wants a phone call or letter from these companies. If you do get one what should you do though? Send the letter below and ask them to provide...

6 comments    finance credit score fico score
77

How to Handle Debt Collection Calls

You're sitting down to dinner, just shoving the first bite of the steak you cooked up into your mouth when your phone rings. You mutter, throwing down your knife and fork, and check the caller ID. Who is it?...

5 comments    advice finance money
66

Know About The Fair Credit Act

In this time of economic peril, many are dealing with debt collection agencies. Debt collection agencies call at all times of days, leave rude messages and add to the stress and anxiety already felt by...

8 comments    finance job debt
Joe Sellers profile image67

Dealing with Debt Collectors

Hello everyone, how are you today? As some of you already know my name is Joe Sellers and I am with the http://www.uscaonline.com/. I am going to tell you some of the things to watch out when speaking with a credit card debt collectors

8 comments    advice family finance
81

Why You Should Never Pay a Debt Collector Without Validating

Have you gotten one of those lovely "pay us NOW" debt collection letters in the mail or a barrage of phone calls? Before you crack open your checkbook or negotiate any kind of payment, you might want to think...

2 comments    debt collection debt collector
57

FDCPA The Fair Debt Collection Practices Act

Fight debt collector harassment collector by knowing and using your consumer rights under federal law. Debt collectors are prohibited from using certain tactics for debt collection. Learn what these are and...

0 comments    fdcpa fair debt act
sulli profile image62

Negotiating Credit Card Debt

You may want to walk away from credit card debt, but you can't hide from creditors. As a matter of fact, walking away is probably the worst possible option for handling a debt problem. While credit cards...

0 comments    credit card debt
53

Accounts Receivables Solutions

Most businesses deal in credit, which means that at one time or another they will need the services of accounts receivables collection companies. Extending credit is a way of life for businesses these...

0 comments    finance capital credit policy
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