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68Credit Risk, Credit Score, and Getting Good Credit
There is value in having good credit, but there are a lot of things that contribute to your credit rating. With so many people unemployed, getting behind on bills, or just facing challenging times, understanding what makes your credit score is...
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61What is FICA Tax?
Do you remember when you got your first job, and how happy you were when you got your first paycheck? You might have also been unpleasantly surprised when you noticed how many tax dollars were deducted from your paycheck. If you paid attention...
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58Obama, Buffet & The Debster
The new catch phrase in tax code revision is the "Warren Buffet Rule." Seems Buffet is acting as an Obama shill and being quite the hypocrite along the way.
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662011 FICA Tax Rates
In 2011, the FICA tax rate for employees is reduced to 5.65 percent from 7.65 percent in the previous year. The reduction of the FICA tax rate is a direct result of the reduction in the Social Security tax for employees.
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65What Is Your Effective Tax Rate?
As the next elections grow nearer, we are hearing more and more about how we need to bring our deficit into balance not only on the federal level, but also on the state and local levels. So the question has come to mind, what is your effective...
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74What Are FICA Wages
No matter what your job is, chances are that each paycheck comes with a pay stub that shows several deductions from your wages. Some of these deductions, like insurance premiums or 401k contributions, are voluntary. Other deductions, like taxes, are...
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76What I think of Social Security
In the 1980s, they said Social Security would be gone by now. Seems somebody was wrong.
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76The Social Security Trust Fund Holds Nothing But Government IOUs
Every few weeks, another story is written with impressive headlines about how the Social Security System will go completely broke by year 2037. A lesser known event is that the Disability Trust will be depleted by 2018, seven years from the date of...
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62Credit Cards: Should You Get One - How to Choose and How to Use Credit Cards Wisely
Deciding on whether you should get a credit card is a very important decision that can have a great impact on your personal financial stability and knowing how to choose a credit card wisely will play a very important role in deciding whether to get a credit card or not. The following personal financial information and tips can help you to make a more informed decision on getting a credit card and using a credit card wisely.
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61What Determines Your Credit Score
Scores are generated numerically with the highest number being credit scores (FICO scores) calculated by several means and are not based entirely on payment history. That is not to say that your payment...
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