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Miranda Marquit profile image89

Improving Your FICO Score

Your credit score, or FICO score, is an important part of your personal finance situation. Knowing your credit rating is only part of the battle, though. Once you know where you stand, you need to know how to...

20 comments    finance credit credit score
kenjbrownken profile image85

FICO Score? Who Cares?

We are in the worst recession that I can remember. I have been a custom home builder for 22 years and have weathered plenty of recessions. This is by far the worst of my adult life. Our beloved congress and...

1 comment    fico scores credit card payments
 Cash & Credit go hand in hand (by Candle).   78

How To Get Credit

When bad things happen to good people is a common refrain among people who used to enjoy stellar credit. Because of financial mismanagement, illiteracy, or hardship, they've fallen off the good credit wagon....

2 comments    money credit financial
Lenders use the middle ("mid") score of the 3 available on your report.84

How to Raise Your Credit Score FAST

How to Raise Your Credit Score FAST! How lenders use the middle ("mid") score of the 3 available on your report. Cut back on expenses and use the extra to pay down your credit card balances. Fix your credit now.

13 comments    credit debt credit score
81

Tips on how to improve your credit score

We all have our reasons for bad credit reports: College debt, family outings, all of those medical bills from being uninsured, shopping addictions, and all of those little "emergencies" we always have....

15 comments    business life advice
don38 profile image82

How To Do A Short Refinance

Many people are confused over the terms short refinance and short sale. To do a short refinance refers to the negotiation process with your bad credit mortgage loan lenders to reduce the amount owed such that...

1 comment    bad credit loan modification refinancing
80

Bad Credit Unsecured Loan ($15000 dollars Without 580 FICO Score)

When a tenant needs some fast cash but is not able to provide any form of loan collateral to the lender, he or she may also be worried that their poor standing may jeopardize any chances of getting a bad...

2 comments    bad credit personal loans
Chris Telden profile image80

FICO Scores Explained: An Unofficial FAQ With the Most Common Credit Rating Questions

A comprehensive and easy-to-read guide on FICO scores. Learn what a FICO score is, how it affects your credit and how to interpret the numbers.

fico fico score fico scores
The key to success in many areas is a good FICO score.80

What Is Your FICO Score Used For

Your FICO score is used for a variety of purposes. Among those that use your credit rating are not-so-surprising snoopers, like lenders and creditors. However, you might be surprised that employers and...

4 comments    finance credit debt
75

Bad Credit Home Loans | Home Loans for People with Bad Credit

Qualifying for home Loans for people with bad credit is a scary thing. Bad credit is like a uncomfortable secret that you don`t want anyone to know, but getting approved isn`t impossible...

0 comments    loans bad credit credit score
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