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82What Goes Into Your Credit Score
You know that your FICO score (a.k.a. your credit score) is important. You also know that there are several factors that contribute to your credit score. The formula used for figuring a FICO score is...
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83How to Raise Your Credit Score FAST
How to Raise Your Credit Score FAST! How lenders use the middle ("mid") score of the 3 available on your report. Cut back on expenses and use the extra to pay down your credit card balances. Fix your credit now.
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74Sample Debt Validation Letter
Debt collection companies can be difficult to deal with. No one wants a phone call or letter from these companies. If you do get one what should you do though? Send the letter below and ask them to provide...
6 comments
66Credit Score Increases Instantly-Through Piggybacking
Instant credit repair is a reality. An increasingly common practice referred to as "Piggybacking" is sweeping the nation. This practice allows would-be borrowers, with poor credit, to completely bypass the...
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78Tips on how to improve your credit score
We all have our reasons for bad credit reports: College debt, family outings, all of those medical bills from being uninsured, shopping addictions, and all of those little "emergencies" we always have....
15 comments
67How to get a Free Credit Report and what is FICO
How to get your Free Credit report ? What is a FICO score ? Everyone is aware that probably the three major credit bureaus at the national level (Equifax, TransUnion and Experian) maintain credit reports on you and everyone else. But do you know you can order free credit report annually.
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58Know your Credit Score Scale
If you are looking for understanding about what credit score scale is, then read this article. This article will provide you the concepts that you need to know about credit score scale. These are the formula...
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58Do You Understand Your FICO Score?
In the United States mortgage lenders rely heavily on an applicants FICO score in making lending decisions. The score is a reflection of the applicants ability and willingness to repay loans; it also impacts...
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76IF YOU CAN’T PAY YOUR BILLS, DON’T PAY YOUR BILLS
Be Careful What You Give Your Life ToNobody will ever tell the truth, everybody only says what is politically correct and restates the common wisdom. We have been lulled into a place of complicity. There are...
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76credit repair advice
Please beware when selecting a company to help with credit repair.Watch these videos first.
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