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80Tips on how to improve your credit score
We all have our reasons for bad credit reports: College debt, family outings, all of those medical bills from being uninsured, shopping addictions, and all of those little "emergencies" we always have....
15 comments
68Personal Loans & Poor Credit Lenders With No Checks
Personal loan applications always revolve around your credit history. If you have poor credit, your loan interest fees will be higher. If you have very poor credit scores, you may even be rejected from loans...
0 comments
67Sample Paid Collection Letter
Trying to remove a paid collection account from your credit report to raise your FICO score can be frustrating. The letter below can help. Thank a person on the internet named PsychDoc. It's his letter and...
2 comments
73Student Loans (No Cosigner)
Studying in the college of your dreams require more than just good grades to satisfy its academic requisites. With rising education costs, it is important for students to know how to get study loans to see...
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71Credit Scores that matter most - FICO, VantageScore, and the ones you don’t know about…
There are so many types of credit scores! It is difficult to know which scores are important when you actually go to apply for new credit. The three major Credit Reporting Agencies (Credit Bureaus) add to the...
3 comments
60How To Remove Old And Wrong Info From Credit Reports
Knowing how to do credit repair and remove old info and wrong information from credit reports is definitely the most important thing you will need to know how to do if you want a higher credit score and a...
1 comment
76Guide to Financial Planning in Your Thirties
Financial Planning in Your 30s (Thirties) When it comes to personal financial planning we hear the same advice day in and day out: Start in your twenties. The funny thing about this advice is usually we...
0 comments71Sample Debt Validation Letter
Debt collection companies can be difficult to deal with. No one wants a phone call or letter from these companies. If you do get one what should you do though? Send the letter below and ask them to provide...
6 comments65FICO Score
The FICO Score is a number calculated by the Fair Isaac Corporation (FICO) which shows how likely it is that a borrower will default on a loan. Although Fair Isaac's Web site offers to sell consumers their...
76Short Sales and the FICO Score
It’s not hard to find chatter on the blogs concerning how a short sale or a foreclosure affects a FICO score. Frankly, even if it were the same, the differences between a deficiency judgment and a negotiated...
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