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HAFA Short Sale Hardship Letter90

HAFA Short Sale Hardship Letter

Homeowners who want to sale their homes may consider a short sale if they do not want to go into foreclosure. The bank will be accepting less than what is owed and may not approve this type of sell. It is required that the borrower submit a short...

2 comments    hafa fannie mae hafa
Paying for Surgery Without Insurance: How to Negotiate Medical Payment86

Paying for Surgery Without Insurance: How to Negotiate Medical Payment

If you are uninsured and require surgery due to an injury, not only are you worried about the surgery, but you are probably worried about the medical costs, too. This is an additional headache

2 comments    surgery insurance companies
Filing Chapter 13 Bankruptcy after DISCHARGE of Chapter 787

Filing Chapter 13 Bankruptcy after DISCHARGE of Chapter 7

How long must I wait to file Chapter 13 after filing a Chapter 7? Will I be eligible for a discharge? What is a Hardship Discharge? What is a Slow Pay Motion? All these questions are answered to help you make the right decision.

0 comments    bankruptcy chapter 7 chapter 13
Book Review: The Giving Tree87

Book Review: The Giving Tree

Hopefully like me, you love to read. As a kid, my family didn't have much money. Buying new books was a luxury that we could not afford, especially in a family of five children. That was why when a friend of the family brought me to the public...

63 comments    love life family
Citimortgage Loan Modification & Refinancing Program85

Citimortgage Loan Modification & Refinancing Program

Till date, many positive CitiMortgage loan modification & refinancing experiences and reviews have been posted online by the applicants that have managed to save their houses and enjoy the benefits brought about by President Obama's 2009 Stimulus...

55 comments    mortgage loan modification
Loan Modification Hardship Letter Sample86

Loan Modification Hardship Letter Sample

Loan Modification Sample Hardship Letter In the last segment we looked at what to expect when you contact your Lender. We also went over some of the documents you will need to have readily available and copied. In this segment I will show you a...

6 comments    loan modification save home
How You Can Stay Positive In Adversity84

How You Can Stay Positive In Adversity

 Adversity has always been a part of our lives. In these tough economic times, we are all experiencing some degree of adversity. The question is whether or not to let adversity rule and control your life....

8 comments    life advice how
What to expect after getting a dui in Florida83

What to expect after getting a dui in Florida

Let me begin this article by explaining how and why I am now somewhat of an expert on this subject. On Nov. 28th, 2010, two days after my 41st birthday, I was at a Christmas festival with my mother in the downtown area of where I live. Over the...

3 comments    lawyer dui dmv
Loan Modification Hardship Letter83

Loan Modification Hardship Letter

I've been coming across so many homeowners trying to contact the loss mitigation department with their lender to negotiate a loan modification. One of the first things a lender asks for is a hardship letter showing why the homeowner has been late...

12 comments    education loan loss
Teaching In A Remote Alaskan Village:  One Year and Done For This Man82

Teaching In A Remote Alaskan Village: One Year and Done For This Man

One man's experience teaching in a remote and isolated native village in Alaska.

42 comments    education teaching
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