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Bank Strategies 1/6 - Cancel Interest Charges87

Bank Strategies 1/6 - Cancel Interest Charges

If you could walk into your bank and hand them $5 and in return they would hand you $23 through the teller window, how many times a year would you want to do that? This is not possible, surely?, you ask. Yes it is. How is this possible? This...

21 comments    homeowner line of credit heloc
A Get Out of Debt System that Works82

A Get Out of Debt System that Works

Is there anyone who doesn't want to be debt free? I think most people are beginning to associate the phrase "being debt free" with "winning the lotto" or "becoming president". It's something that sure sounds nice as you sit around joking with...

4 comments    advice finance debt
Bank Strategies 4/6 - Time Value of Money79

Bank Strategies 4/6 - Time Value of Money

The fourth Bank Strategy I will discuss on this HUB is Time Value of Money. Even though all 6 bank strategies in this series intermingle with each other, I believe, it is beneficial, to dissect each of...

7 comments    bank interest paradigm
Types of Loans for the Unemployed79

Types of Loans for the Unemployed

Getting any loan in today's economy can be a daunting process, and it is even that much more difficult when you are out of work. Unexpected expenses can pop up when you least expect them: car repairs, medical bills, home repairs and many more....

8 comments    loans credit card recession
Bank Strategies 2/6 - Interest Float78

Bank Strategies 2/6 - Interest Float

  Still working with scenerio #1 from HUB 1/6 - Canceling Interest Charges in this Bank Strategies series, I have gone over the differences between a mortgage or amortized loan compared to a HELOC (home...

5 comments    heloc money merge account
Avoid OVERDRAFT FEES - Learn How BANK Accounts Work74

Avoid OVERDRAFT FEES - Learn How BANK Accounts Work

Learn how to avoid overdraft fees by your bank! Learn how bank accounts work here.

9 comments    finance credit credit card
Why the US Economy is Stalling73

Why the US Economy is Stalling

The US economy is faltering but this may actually be a good thing for American citizens in the long run.

7 comments    jobs debt economy
Second Mortgage and Home Equity Loan76

Second Mortgage and Home Equity Loan

A second mortgage and home equity loan are two virtually synonymous terms with both meaning pretty much the same thing. The second mortgage and home equity loan have risen in popularity ever since the turn of...

0 comments    mortgage home equity loan heloc
Should You Refinance Your Home?71

Should You Refinance Your Home?

Should you refinance your home now? What are some reasons you may want to avoid refinancing and choose a HELOC instead? Check it out.

3 comments    home money finance
Mortgage Equity Loan70

Mortgage Equity Loan

This type of mortgage loan, Home Equity Line of Credit is also called HELOC and you may see it interchangeably. From part of 2002-2004 I was in originations at a Bank mortgage department and we had promotions gallore trying to promote these HELOC...

3 comments    credit loans mortgage
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