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New credit card laws 2009 - should you cut up your cards?85

How The New Credit Card Laws 2009 Can Help - And Hurt

There are New Credit Card Laws (2009) designed to help free consumers from spiraling credit card debt. The House Bill H.R. 627 was signed into law by President Barack Obama on May 22, 2009. The new law will...

6 comments    debt credit cards credit card
New credit card debt law87

The New Credit Card Debt Laws - What You Need to Know

The new credit card debt laws contain some good things for consumers, but there may also be unintended consequences. The new credit card debt law...Credit Card Accountability Responsibility and Disclosure Act of 2009...

13 comments    credit credit card debt law
56

New credit Scoring on the Way??

 I live and work in Seattle and face the new challenges of being in the Washington home loan industry. It is a relief to know that there may be a simplified process of scoring which will help all borrowers...

1 comment    new credit scoring
52

Things You Need to Know About a New Credit File

Things You Need to Know About a New Credit File There are a variety of ways to establish a new credit file each one of which provides methods to assist in building a new credit file and to use at the same...

0 comments    credit file new credit file
New Credit Card Rules48

New Credit Card Rules

Credit Card Bill Of Rights Senate passed an incredible bill this past Tuesday that put certain restrictions on credit card companies. These restrictions would stop the creditors for using some the their more...

0 comments    credit cards credit card
83

New Credit Card Rules To Take Effect August 20th

Starting Thursday, August 20, 2009, the first phase of the new Credit Card Accountability, Responsibility and Disclosure (CARD) Act will go into effect. This act gives credit card holders new rights when it...

6 comments    credit cards opt out card act
lindagoffigan profile image54

Why Banks Do Not Love You

  Banks do not love you because of the recession that it finds itself in. The banks had to go to the government to get a bailout when it experienced financial difficulty. Because of the banks’...

0 comments    government banks eighteen
DAY Global, LLC. Adds Positive Credit lines to your credit report to raise your credit score.48

Positive FICO Credit Account Entries Boost Consumer FICO Credit Scores Leading To FICO Business Credit!

Do you know that you must have a FICO credit score of at least 680 and a good paying credit history to begin to qualify for the lower interest rate credit? Most lenders look at your credit score as the main...

0 comments    business mortgage loans
Image courtesy of Logan Cyrus via flickr.com.75

Credit Repair After Bankruptcy

Filing for bankruptcy is a drastic move, but for many it's the best option for their situation.  Credit repair after bankruptcy is a long process since a bankruptcy will stay on your credit report for the...

1 comment    finance credit stress
Credit Cards - Photo Credit: Andres Rueda74

The New Credit Card Laws

The new credit card laws under the Credit Card Accountability Responsibility and Disclosure Act will give cardholders more consumer protection. There will be restricted credit for college students,consumers,restricted finance charges, notification of overlimit transactions,More time to pay their bill by extending the mailing of billing statements from 14 to 21 days before the due date,gift cards will have a 5 year expiration date. There will also be restricted rate increases under the new credit

0 comments    finance credit credit card
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